Property Type: Detached HouseOwnership: Freehold

46 BIRCHCLIFF Avenue

Kitchener, BC N2M4V6

$799,000

4 bed2.5 bath6 parking1,843 sqft
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
80 feet

RES-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,335

Interior

Basement
Partially finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Stove, Dryer

Exterior & Lot

Exterior features
Vinyl siding

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level19'1'' x 13'0''
Laundry roomMain level7'1'' x 9'6''
KitchenMain level7'6'' x 11'7''
FoyerMain level12'0'' x 15'1''
Family roomMain level12'0'' x 17'2''
Dining roomBasement11'1'' x 11'7''
BreakfastMain level7'6'' x 9'6''
OtherBasement15'1'' x 24'6''
OtherBasement24'3'' x 12'11''
OtherBasement26'7'' x 11'3''
StorageBasement7'10'' x 4'3''
Primary BedroomSecond level15'1'' x 11'1''
BedroomSecond level10'1'' x 11'1''
BedroomSecond level10'1'' x 11'4''
BedroomSecond level13'0'' x 10'1''
4pc BathroomSecond level7'4'' x 7'3''
2pc BathroomSecond level6'3'' x 3'2''

Listing Information

MLS®
40831002
Listed
May 22, 2026
Time on market
On the market for 116 days
Data last synced
September 15, 2026

Listing provided by: COLDWELL BANKER PETER BENNINGER REALTY · Data source: CREA DDF.

Description

Discover a hidden gem circa 1960's, nestled in the charming Forest Hill neighborhood. This delightful home sits on a picturesque tree-lined street, offering the perfect blend of urban convenience and suburban tranquility. Enjoy easy access to schools, shopping, and just minutes from the expressway. With a spacious layout, this property features four generous bedrooms and two bathrooms. Step outside to the large outdoor deck, perfect for entertaining or simply soaking in the serene surroundings. This home is ready for your personal finishing touches to truly make it your own. Don’t miss the opportunity to create lasting memories in this beautiful Forest Hill residence! (id:63159)

Values & Trends

This listing

$434/sqft

Building average

No other active listings in this building

325 - Forest Hill average

$448/sqft

25 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$619.92
Total monthly cost$4,743.82
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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