Property Type: Detached HouseOwnership: Leasehold

275 FIR STREET, Cultus Lake North

Cultus Lake, BC V2R4Y5

$949,900

4 bed3 bath1,692 sqftBuilt 1956
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
2,400 square feet
Frontage
40 feet

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Annual property tax
$3,591.33 (2025)

Interior

Basement
Finished, Full
Heating
Baseboard heaters
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Parking

Features
Additional Parking

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Bedroom 2Main level
Laundry roomMain level
Bedroom 3Main level
Primary BedroomAbove
OtherAbove
Bedroom 4Lower level

Listing Information

MLS®
R3094920
Listed
March 3, 2026
Time on market
On the market for 181 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Century 21 Creekside Realty Ltd. · Data source: CREA DDF.

Description

Fully renovated home in CULTUS LAKE!!! 4 BED, 3 BATH, with SHORT TERM RENTAL LICENSE!! Main floor is open concept living, a stunning completely updated kitchen to include a lg island, SS appliances tons of storage, beautiful living room with lots of windows and adjoining dining space. Laundry full 4pc bath and 2 beds on main. Up is the Primary Oasis, Large bedroom, 4pc bath, office space and private deck. Bonus below a bachelor suite w /2pc bath, great little rental or 4th bedroom! Large outdoor patio space that wraps around the front, outdoor storage shed, Parking for 4 vehicles easily. Located just steps from the Lake! In Beautiful Main Beach area! Book your tour today!! (id:63159)

Values & Trends

This listing

$561/sqft

Building average

No other active listings in this building

Cultus Lake average

$634/sqft

16 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Chilliwack

16°C

Humidity 88%

Wind ENE 2 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cultus Lake Swílhcha Community SchoolElementary62 m
Unsworth ElementaryElementary3.9 km
Promontory Heights Community ElementaryElementary3.9 km
Mount Slesse Middle SchoolElementary4.0 km
GW Graham SecondarySecondary4.2 km
Watson ElementaryElementary4.4 km
Vedder ElementaryElementary4.4 km
Tyson ElementaryElementary4.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • J. Beethoven's Pizza171 m
  • Huis Shave Ice · 4125 Columbia Valley Highway185 m
  • Lakeside Beach Club · 4131 Columbia Valley Highway188 m
  • Maar's Burger Bar · 4125 Columbia Valley Highway191 m
  • Unnamed322 m

Parks (1)

  • Unnamed201 m

Nearby places data: © OpenStreetMap contributors.

School district: Chilliwack (SD33)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (strata, tax, utilities, etc.)$384.28
Total monthly cost$5,287.02
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.20

Cash Needed at Closing

Minimum down payment$69,990
Estimated BC PTT$16,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information