Property Type: Detached HouseOwnership: Freehold

275 Ponto Road

Kelowna, BC V1X2G2

$774,998

3 bed1 bath3 parking800 sqftBuilt 1949
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.18 acres
Frontage
69 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,459.48

Interior

Heating
Electric
Fireplace
None

Exterior & Lot

Exterior features
Stucco
View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomMain level
BedroomMain level9'0'' x 11'0''
BedroomMain level8'0'' x 8'0''
Primary BedroomMain level9'0'' x 11'0''
KitchenMain level17'0'' x 9'0''
Living roomMain level14'0'' x 10'0''

Listing Information

MLS®
10391945
Listed
June 22, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: Realtymonx · Data source: CREA DDF.

Description

An excellent opportunity for first-time buyers, investors, or those looking for an affordable home in a convenient central location. This charming 2-bedroom, 1-bathroom home offers comfortable living while providing exceptional future upside. The existing residence can serve as an owner-occupied home, rental property, or mortgage helper while you plan for the future. Ideally situated with easy access to Highway 33, this property is within walking distance to Shopping Plaza 33, Ben Lee Park, and Centennial Park. Enjoy quick access to the YMCA, schools, shopping, transit, University of British Columbia Okanagan, and Kelowna International Airport, making it a highly desirable location for both homeowners and tenants. The property is designated under UC4 zoning, supporting a diverse mix of medium-density to high-density residential and commercial uses, presenting an attractive redevelopment opportunity in one of Kelowna's growing urban corridors. (id:63159)

Values & Trends

This listing

$969/sqft

Building average

No other active listings in this building

Rutland North average

$508/sqft

84 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland Middle SchoolMiddle613 m
Rutland Senior SecondaryElementary632 m
South Rutland ElementaryElementary887 m
Pearson Road ElementaryElementary905 m
Flex Academy(Independent)K-121.1 km
Belgo Elementary SchoolElementary1.2 km
Rutland ElementaryElementary1.2 km
Kelowna Arts Academy(Independent)K-121.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Jaide & Joel's Baking Company · 555 Montgomery Road347 m
  • Latin Fiesta478 m
  • Memphis Blues516 m
  • Fusion Food Lounge594 m
  • Alcatraz Chicken · 225 Rutland Road South688 m

Cafes (3)

  • Starbucks531 m
  • Dosa Crepe Cafe · Gray Road604 m
  • Unnamed791 m

Grocery (2)

  • Save-On-Foods550 m
  • IGA588 m

Parks (5+)

  • Rutland Centennial Park251 m
  • Rutland Bluff Linear Park418 m
  • Roxby Square440 m
  • Briarwood Park592 m
  • Rutland Lions Park710 m

Pharmacies (3)

  • Shoppers Drug Mart556 m
  • Paragon643 m
  • The Local Pharmacy · 225 Rutland Road South707 m

Banks & ATMs (4)

  • First West Credit Union · 110 Highway 33 West491 m
  • Basha Donair - Bitcoin Well ATM · 135 Rutland Road North517 m
  • TD526 m
  • Interior Savings670 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$619,998.00
Periodic payment — Principal & Interest (monthly)$4,000.02
Additional monthly expenses (strata, tax, utilities, etc.)$411.62
Total monthly cost$4,411.64
Interest paid over 5-yr term$177,693.21
Balance at end of term$557,690.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,555.76

Cash Needed at Closing

Minimum down payment$52,500
Estimated BC PTT$13,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information