Property Type: TownhouseOwnership: Strata

4 124 Valhalla Rd

Salt Spring, BC V8K2V1

$619,000

2 bed2 bath1 parking1,265 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
1,506 square feet
Zoning
Residential

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$625/mo
Annual property tax
$3,103.76

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Propane
Cooling / A/C
Air Conditioned
Fireplace
None

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level5' x 12'
DenMain level11' x 10'
BedroomSecond level15' x 12'
BedroomMain level11' x 10'
BathroomSecond level3-Piece
BathroomMain level4-Piece
KitchenMain level11' x 8'
Living roomMain level12' x 25'

Listing Information

MLS®
1039971
Listed
June 23, 2026
Time on market
On the market for 69 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Salt Spring Island · Data source: CREA DDF.

Description

Enjoy the airy ambiance of vaulted ceilings and skylights that fill the living and dining areas with natural light. A beautiful town home in the quiet Valhalla enclave, this meticulous easy care property is an in town gem. Stunning hardwood floors add warmth and style to the bright open plan living spaces. Luxurious newer baths are located on both levels of the home, with the entire second level containing a private master suite. A gas fireplace, cozy den, main floor guest room and loads of storage space (along with attached garage and private back courtyard) add to the charm and livability at this fine Village home. (one occupant must be 55+) (id:63159)

Values & Trends

This listing

$489/sqft

Building average

No other active listings in this building

Salt Spring average

$466/sqft

11 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Phoenix PlaceSecondary530 m
Gulf Islands SecondarySecondary541 m
Salt Spring ElementaryElementary865 m
Fernwood ElementaryElementary5.7 km
Crofton Elementary Community SchoolElementary9.8 km
Maple Bay ElementaryElementary11.6 km
Galiano Community SchoolElementary13.3 km
Queen of Angels School(Independent)Elementary/Middle14.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Golden Island Restaurant193 m
  • Uptown Pizza · 324 Lower Ganges Road232 m
  • Harbour House683 m
  • Salt Spring Wild Cider House Kitchen724 m

Grocery (2)

  • Country Grocer · 374 Lower Ganges Road126 m
  • SALT JAR refillery · 346 Lower Ganges Road166 m

Parks (3)

  • Rainbow Road Recreation Centre426 m
  • Kanaka Road Skateboard Park672 m
  • Peck's Cove Park794 m

Pharmacies (1)

  • Country Grocer Pharmacy · 374 Lower Ganges Road112 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($36,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$495,200.00
Periodic payment — Principal & Interest (monthly)$3,194.86
Additional monthly expenses (strata, tax, utilities, etc.)$946.65
Total monthly cost$4,141.51
Interest paid over 5-yr term$141,925.74
Balance at end of term$445,434.00

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$36,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,476.15

Cash Needed at Closing

Minimum down payment$36,900
Estimated BC PTT$10,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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