Property Type: Detached HouseOwnership: Freehold

2801 HARLOW Road

Nelson, BC V1L6L3

$1,299,000

5 bed4.5 bath10 parking3,498 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
1.81 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,678.81

Interior

Heating
No heat
Fireplace
None

Exterior & Lot

Exterior features
Other
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage, RV, Oversize, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomMain level8'10'' x 10'3''
BedroomMain level12'3'' x 11'
BedroomMain level11'2'' x 11'
4pc BathroomMain level11'2'' x 4'11''
FoyerMain level11'7'' x 8'11''
Family roomMain level22'2'' x 26'2''
BedroomThird level10'2'' x 11'
BedroomThird level11' x 10'
4pc BathroomThird level5'11'' x 9'2''
LoftThird level11'11'' x 27'4''
2pc BathroomSecond level4'1'' x 8'7''
Laundry roomSecond level5'1'' x 11'3''
4pc Ensuite bathSecond level10' x 13'3''
Primary BedroomSecond level15'3'' x 15'6''
FoyerSecond level9'1'' x 10'1''
Living roomSecond level13' x 27'5''
KitchenSecond level8'10'' x 14'10''

Listing Information

MLS®
10379874
Listed
March 19, 2026
Time on market
On the market for 165 days
Data last synced
August 28, 2026

Listing provided by: Valhalla Path Realty · Data source: CREA DDF.

Description

A rare opportunity to own a never-lived-in, high-performance home just 11 minutes from Nelson—offering the quality and efficiency of a custom build without the time, cost, or uncertainty. Built well beyond typical standards, this home delivers exceptional durability, quiet comfort, and energy efficiency, with 9-foot vaulted ceilings and eight large south-facing windows that fill the space with natural light. With 5 bedrooms and 3.5 bathrooms, the layout is both functional and flexible, including a separately metered lower level with two bedrooms, a full bath, and plumbing in place for a potential suite—ideal for income or extended family. Thoughtfully constructed with Douglas fir posts and beams, Hardie board siding, polished concrete floors, and quality finishes throughout, this home is designed for long-term performance. The kitchen and bathrooms feature timeless shaker cabinetry and quartz countertops, while the primary ensuite offers a soaker tub, walk-in shower, double vanity, and heated floor. A strong-producing private well (approx. 40 GPM), Step Code 4 construction, and a full 2-5-10 home warranty provide lasting peace of mind. Set in a quiet, private location just minutes from the lake, golf, fishing, and hiking, this fully completed home is ready for immediate possession and represents a compelling alternative to building in today’s market. The seller is motivated and will consider reasonable offers. (id:63159)

Values & Trends

This listing

$371/sqft

Building average

No other active listings in this building

North Nelson to Kokanee Creek average

$640/sqft

14 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
des Sentiers-alpinsElementary/Middle540 m
Nelson Christian Community School(Independent)Elementary/Middle8.3 km
L V Rogers SecondarySecondary8.9 km
Secondaire de NelsonSecondary8.9 km
Hume Elementary SchoolElementary9.1 km
South Nelson ElementaryElementary10.5 km
St Joseph School(Independent)Elementary/Middle10.6 km
Trafalgar Middle SchoolMiddle10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Greenwood Mobile Kids Park241 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,200.00
Periodic payment — Principal & Interest (monthly)$6,704.57
Additional monthly expenses (strata, tax, utilities, etc.)$481.57
Total monthly cost$7,186.13
Interest paid over 5-yr term$297,837.71
Balance at end of term$934,763.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,182.21

Cash Needed at Closing

Minimum down payment$104,900
Estimated BC PTT$23,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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