Property Type: Detached HouseOwnership: Freehold

2465 3A Highway

Nelson, BC V1L6K7

$960,000

4 bed4 bath6 parking2,438 sqftBuilt 1915
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
1.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,168.7

Interior

Heating
Baseboard heaters, Forced air, Electric, See remarks
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Tile, Carpeted

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
Dining nookSecond level4'11'' x 6'7''
BedroomLower level12'10'' x 8'10''
BedroomSecond level11'6'' x 11'4''
BedroomBasement9'9'' x 11'5''
Primary BedroomSecond level9'2'' x 13'6''
4pc BathroomLower level
4pc BathroomSecond level
4pc BathroomBasement
Living roomLower level13'9'' x 9'10''
Living roomMain level23'1'' x 15'2''
KitchenLower level6'4'' x 6'8''
KitchenMain level9'10'' x 23'6''
KitchenBasement6'6'' x 4'10''
Full bathroomMain level11'7'' x 11'2''
Family roomMain level11'2'' x 14'0''
FoyerMain level6'1'' x 7'8''

Listing Information

MLS®
10384192
Listed
April 22, 2026
Time on market
On the market for 131 days
Data last synced
August 28, 2026

Listing provided by: WK Real Estate Co. · Data source: CREA DDF.

Description

Welcome to your own slice of paradise! This stunning, updated 2-bedroom, 2-bathroom heritage home is meticulously maintained and brimming with charm. Nestled on a sprawling 1.06-acre estate, this property offers breathtaking lake and mountain views that will leave you speechless. Imagine relaxing on your expansive sundeck, gazing out at the pristine waters and majestic peaks. Beyond the main home, discover a private lower level featuring two separate 1-bedroom suites, perfect for guests or generating rental income. The meticulously landscaped grounds are a gardener's dream, boasting a vibrant array of fruit and nut trees and thriving vegetable gardens. Practicality meets beauty with a convenient storage shed and workshop, and ample parking for you and your guests. Enjoy semi-private access to a sandy beach just across the road, making lakeside living a daily reality. Located minutes from Nelson at 5-Mile, you'll enjoy the tranquility of rural living with easy access to city amenities. Whether you're seeking a family sanctuary, a lucrative investment, or a serene vacation escape, this exceptional property is ready to fulfill your dreams. Don't miss this rare opportunity to own a piece of paradise! (id:63159)

Values & Trends

This listing

$394/sqft

Building average

No other active listings in this building

North Nelson to Kokanee Creek average

$638/sqft

14 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
des Sentiers-alpinsElementary/Middle1.2 km
Nelson Christian Community School(Independent)Elementary/Middle7.2 km
L V Rogers SecondarySecondary7.8 km
Secondaire de NelsonSecondary7.8 km
Hume Elementary SchoolElementary8.0 km
South Nelson ElementaryElementary9.4 km
St Joseph School(Independent)Elementary/Middle9.5 km
Trafalgar Middle SchoolMiddle9.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($71,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$768,000.00
Periodic payment — Principal & Interest (monthly)$4,954.88
Additional monthly expenses (strata, tax, utilities, etc.)$552.72
Total monthly cost$5,507.60
Interest paid over 5-yr term$220,111.01
Balance at end of term$690,818.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$71,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,836.10

Cash Needed at Closing

Minimum down payment$71,000
Estimated BC PTT$17,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$89,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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