Property Type: Land / LotOwnership: Freehold

2839 Garland Road

Celista, BC V0E1M6

$675,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
25.4 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$650

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10389278
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty Ltd. · Data source: CREA DDF.

Description

Discover the freedom and potential of this 25-acre property in Celista, offering breathtaking lake and mountain views in a peaceful, private setting. Nestled near the base of Crowfoot Mountain, this property is perfectly positioned for outdoor enthusiasts, with world-class snowmobiling, quadding, and mountain biking right at your doorstep. With no zoning restrictions, the possibilities are endless — build your dream home, create a recreational getaway, or explore future development opportunities. Essential services are already in place, including water, power, and septic, making this property ready for your vision. Enjoy the tranquility of rural living while being just a 5-minute drive to the beach and the beautiful shores of Shuswap Lake. Whether you're looking for adventure, privacy, or investment potential, this exceptional acreage offers it all. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle4.7 km
Sorrento ElementaryElementary15.6 km
Carlin Elementary MiddleElementary/Middle17.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$540,000.00
Periodic payment — Principal & Interest (monthly)$3,483.90
Additional monthly expenses (strata, tax, utilities, etc.)$54.17
Total monthly cost$3,538.06
Interest paid over 5-yr term$154,765.55
Balance at end of term$485,731.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.70

Cash Needed at Closing

Minimum down payment$42,500
Estimated BC PTT$11,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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