Property Type: Land / LotOwnership: Freehold

5046 Squilax-Anglemont Road

Celista, BC V0E1M6

$599,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.17 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,745.45

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Listing Information

MLS®
10377254
Listed
February 26, 2026
Time on market
On the market for 186 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty Ltd. · Data source: CREA DDF.

Description

Waterfront Lot in Celista – Ready to Build or Enjoy Today. Discover the ultimate Shuswap getaway with this prime waterfront lot in Celista, offering stunning lake views, a private dock, and a buoy already in place. Whether you're ready to build or just want a serene recreational escape, this property offers endless potential. Development is made easy—provincial WLRS and Federal Fisheries approvals are secured, allowing you to rebuild on the existing footprint. Detailed plans for a 4-bedroom, 2-bathroom home (960 sq ft per level) have already been submitted to the Columbia Shuswap Regional District for permitting. Use the lot recreationally now and build when you're ready—flexibility meets opportunity. Conveniently located close to North Shuswap Elementary, the Bristow Road Boat Launch, and the local favorite Fetch Panda Store. Don't miss this rare chance to own a slice of lakefront paradise—build your dream or enjoy as-is. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle1.3 km
Sorrento ElementaryElementary10.3 km
Carlin Elementary MiddleElementary/Middle14.0 km
Shuswap SDA(Independent)Elementary/Middle23.9 km
North Canoe ElementaryElementary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$145.45
Total monthly cost$3,237.09
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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