Property Type: Detached HouseOwnership: Freehold

287 ELM AVENUE

100 Mile House, BC V0K2E0

$459,000

5 bed2 bath2,000 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,950.36 (2025)

Interior

Basement
Finished, N/A
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Wood

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Carport, Open

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
Recreational, Games roomBasement
Bedroom 4Basement
Bedroom 5Basement
Flex SpaceBasement
Laundry roomBasement
StorageBasement

Listing Information

MLS®
R3103135
Listed
March 24, 2026
Time on market
On the market for 160 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Spacious and inviting 5-bedroom, 2-bathroom family home in a sought-after, central location. The open-concept main living area offers great flow for everyday living and entertaining, while the separate rec room provides additional space for a media room, kids’ zone, or home office. Set on a flat, level lot with a garden area and attractive front patio, this property is well-suited for outdoor living and family use. A newer roof (2022) adds long-term value and peace of mind. Ideally located within walking distance to the elementary school, shopping, and amenities—this is a solid opportunity for families looking for space, convenience, and functionality. (id:63159)

Values & Trends

This listing

$230/sqft

Building average

No other active listings in this building

100 Mile House average

$357/sqft

55 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
100 Mile House ElementaryElementary513 m
PSO Outback StorefrontSecondary1.0 km
Peter Skene Ogden SecondarySecondary1.7 km
Mile 108 ElementaryElementary9.2 km
Horse Lake ElementaryElementary13.3 km
Forest Grove ElementaryElementary18.8 km
Lac La Hache ElementaryElementary23.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Chartreuse Moose649 m
  • Tim Hortons · 160 Cariboo Highway736 m

Grocery (2)

  • Save-On-Foods · 195A Highway 97482 m
  • Unnamed483 m

Parks (1)

  • Unnamed397 m

Shopping (2)

  • Coach House Square566 m
  • FIELDS · 200 Birch Avenue South760 m

Pharmacies (1)

  • Donex IDA · 145 Birch Avenue South645 m

Banks & ATMs (2)

  • Williams Lake and District Credit Union · 2-95 Cariboo Highway561 m
  • RBC · 200 Birch Avenue South709 m

Nearby places data: © OpenStreetMap contributors.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$367,200.00
Periodic payment — Principal & Interest (monthly)$2,369.05
Additional monthly expenses (strata, tax, utilities, etc.)$345.86
Total monthly cost$2,714.91
Interest paid over 5-yr term$105,240.58
Balance at end of term$330,297.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,353.07

Cash Needed at Closing

Minimum down payment$22,950
Estimated BC PTT$7,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,630

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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