Property Type: Detached HouseOwnership: Freehold

404 N BIRCH AVENUE

100 Mile House, BC V0K2E0

$499,900

4 bed3 bath2,504 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
9,520 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,678.57 (2026)

Interior

Basement
Finished, N/A
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Wood

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Carport

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Bedroom 2Main level
Bedroom 3Main level
Primary BedroomMain level
FoyerMain level
Utility roomBasement
Bedroom 4Basement
Recreational, Games roomBasement
WorkshopBasement
FoyerMain level
Flex SpaceBasement
Cold roomBasement

Listing Information

MLS®
R3151727
Listed
July 31, 2026
Time on market
On the market for 31 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Welcome to this well-loved and cared for 4 bedroom 3 bathroom home. Full of warmth and character, this older home is ready for a new family. Outside has impressive gardens with plenty of space to grow your own vegetables and flowers, complete with green house. Enjoy the privacy of a back yard that borders the 100 Mile Ranch. Inside the home offers generous living spaces perfect for family life. The furnace has been replaced last year, providing added peace of mind. Ideally located within walking distance to schools and shopping, this home has a charm of its own with terra cotta tile floors in the kitchen, stainless appliances and 2 natural gas fireplaces. (id:63159)

Values & Trends

This listing

$200/sqft

Building average

No other active listings in this building

100 Mile House average

$357/sqft

55 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
100 Mile House ElementaryElementary710 m
PSO Outback StorefrontSecondary1.2 km
Peter Skene Ogden SecondarySecondary1.9 km
Mile 108 ElementaryElementary9.0 km
Horse Lake ElementaryElementary13.4 km
Forest Grove ElementaryElementary18.6 km
Lac La Hache ElementaryElementary23.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (2)

  • Save-On-Foods · 195A Highway 97655 m
  • Unnamed656 m

Parks (1)

  • Unnamed564 m

Shopping (1)

  • Coach House Square756 m

Banks & ATMs (1)

  • Williams Lake and District Credit Union · 2-95 Cariboo Highway746 m

Nearby places data: © OpenStreetMap contributors.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$431.55
Total monthly cost$3,011.70
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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