Property Type: Detached HouseOwnership: Freehold

2878 145B STREET

Surrey, BC V4P1P5

$2,088,000

5 bed4 bath7 parking3,959 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Lot size
15,333 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,157.25 (2025)

Interior

Basement
Finished, Crawl space
Heating
Heat Pump, Baseboard heaters, Forced air
Cooling / A/C
Air Conditioned
Fireplace
Yes (3)
Appliances
Washer, Refrigerator, Central Vacuum, Dishwasher, Stove, Dryer, Alarm System, Garage door opener

Exterior & Lot

View
Mountain view

Building

Water source
Municipal water
Sewer
Sanitary sewer, Storm sewer

Parking

Total spaces
7 — covered indicated
Features
Garage, Garage, Carport, RV

Listing Information

MLS®
R3156694
Listed
August 18, 2026
Time on market
On the market for 14 days
Tax assessment year
2025
Data last synced
August 30, 2026

Listing provided by: Renanza Realty Inc. · Data source: CREA DDF.

Description

Welcome to luxury living in Elgin Park. Perched high on a peaceful cul-de-sac and backing onto a serene greenbelt captures exceptional backyard privacy. The 4th room on the 2nd floor can be your 6th BEDROOM. Designed for sophisticated living, the main floor showcases a grand family room, a gourmet kitchen with extensive storage, an elegant dining area, a rare main-floor bedroom with a full ensuite, and a flexible second bedroom ideal for a home office or guest space. The furnace was replaced in 2024 with a new heat pump with air conditioning. Enjoy an expansive, park-like backyard wrapped in nature, plus a massive 2,000 sq.ft. (6ft high) crawl space with seamless garage access (id:63159)

Values & Trends

This listing

$527/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Partly Cloudy

12°C

Partly Cloudy

Humidity 95%

Wind N 3 km/h

Today

21°

Tonight

16°

Wednesday

19°

Wednesday night

14°

Thursday

18°

Thursday night

13°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

7

1 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Semiahmoo Trail ElementaryElementary346 m
Star of the Sea(Independent)Elementary1.4 km
White Rock Christian Academy(Independent)K-121.8 km
Chantrell Creek ElementaryElementary1.9 km
Semiahmoo SecondaryElementary2.2 km
Newbridge Academy(Independent)Elementary2.3 km
H T Thrift ElementaryElementary2.4 km
Rosemary Heights ElementaryElementary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound King George Blvd @ 32 Ave Diversion786 m

Nearby Places

Restaurants (1)

  • Royal Taj Cusine757 m

Cafes (1)

  • Rosie's Country Cafe · 3033 King George Boulevard793 m

Parks (3)

  • Semiahmoo Trail Park218 m
  • Sunnyside Acres Urban Forest Park · 2598 144 Street594 m
  • Unnamed606 m

Gyms (1)

  • Anytime Fitness755 m

Banks & ATMs (1)

  • Scotiabank · 3189 King George Boulevard698 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($417,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,670,400.00
Periodic payment — Principal & Interest (monthly)$10,776.85
Additional monthly expenses (strata, tax, utilities, etc.)$877.77
Total monthly cost$11,654.62
Interest paid over 5-yr term$478,741.44
Balance at end of term$1,502,530.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$417,600
Stress test qualifying rate8.09%
Payment you must qualify for$12,844.79

Cash Needed at Closing

Minimum down payment$417,600
Estimated BC PTT$40,640
Legal / closing costs (typical estimate)$1,500
Total cash needed$459,740

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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