Property Type: Detached HouseOwnership: Freehold

2895 Scott Place

Merritt, BC V1K0B1

$664,900

6 bed3 bath2 parking3,240 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,353

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement
BedroomBasement9'5'' x 9'10''
BedroomBasement12'8'' x 11'8''
BedroomBasement12'10'' x 9'11''
Family roomBasement12'7'' x 18'10''
Living roomBasement7'10'' x 12'7''
KitchenBasement12'10'' x 13'2''
3pc BathroomMain level
4pc BathroomMain level
Dining roomMain level13'7'' x 9'10''
BedroomMain level10'1'' x 9'10''
BedroomMain level9'3'' x 10'1''
Living roomMain level12'4'' x 13'4''
Primary BedroomMain level13'2'' x 13'11''
KitchenMain level13'2'' x 13'7''

Listing Information

MLS®
10390824
Listed
June 9, 2026
Time on market
On the market for 83 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Welcome to 2895 Scott Place, perfectly located in a quiet cul-de-sac on a large 9,000+ sq.ft. lot. This 6-bedroom, 3-bathroom home features a 2 bedroom self contained in-law suite with separate entry, ideal for extended family or a potential mortgage helper. Upstairs offers a spacious kitchen with stainless steel appliances, a bright living area, and access to a large enclosed sunroom—perfect for morning coffee or extra living space. The primary bedroom includes an updated ensuite, and two more good-sized bedrooms complete the main floor. Downstairs features a family room and an additional bedroom, with plumbing already in place for another bathroom. The in-law suite includes a well-sized kitchen, two bedrooms, a separate entrance, and a stackable washer/dryer. There’s also potential to convert the in-suite into a 3-bedroom layout for added flexibility. This property provides outstanding parking options, with ample space for RVs, boats, and more. The extended double garage is ideal for parking or use as a workshop, equipped with plenty of power to handle all your power tools and equipment. The backyard is fully fenced, private, and perfect for children or pets. (id:63159)

Values & Trends

This listing

$205/sqft

Building average

No other active listings in this building

Merritt average

$361/sqft

91 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nicola Canford ElementaryElementary229 m
Diamond Vale ElementaryElementary639 m
Kengard Alternate SchoolSecondary1.4 km
Merritt Central ElementaryElementary1.9 km
Merritt SecondaryElementary2.2 km
Merritt Bench ElementaryElementary2.3 km
Collettville ElementaryElementary2.9 km
Lower Nicola Band School(Independent)Elementary8.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($41,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$531,920.00
Periodic payment — Principal & Interest (monthly)$3,431.77
Additional monthly expenses (strata, tax, utilities, etc.)$608.08
Total monthly cost$4,039.85
Interest paid over 5-yr term$152,449.80
Balance at end of term$478,463.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$41,490
Stress test qualifying rate8.09%
Payment you must qualify for$4,793.80

Cash Needed at Closing

Minimum down payment$41,490
Estimated BC PTT$11,298
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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