Property Type: Detached HouseOwnership: Freehold

2952 Clapperton Avenue

Merritt, BC V1K1G2

$549,000

5 bed3 bath6 parking3,380 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,861.57

Interior

Heating
Baseboard heaters, See remarks, Hot Water
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Laminate, Vinyl

Exterior & Lot

Exterior features
Brick, Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, RV

Room Dimensions

RoomLevelDimensions
Utility roomLower level7' x 7'6''
Laundry roomLower level6' x 9'
Laundry roomLower level6' x 10'4''
5pc BathroomLower level7'9'' x 9'
FoyerLower level6'6'' x 6'8''
BedroomLower level12' x 12'4''
BedroomLower level12' x 13'2''
Living roomLower level12'4'' x 13'6''
KitchenLower level13'4'' x 13'10''
Family roomLower level12' x 19'6''
BedroomMain level11'10'' x 12'6''
BedroomMain level11'10'' x 13'4''
3pc Ensuite bathMain level6' x 6'10''
4pc BathroomMain level7'8'' x 9'
Primary BedroomMain level12'6'' x 13'10''
Living roomMain level16' x 20'
Dining roomMain level13' x 17'4''
Dining nookMain level10' x 10'
KitchenMain level10'3'' x 13'

Listing Information

MLS®
10371522
Listed
January 5, 2026
Time on market
On the market for 238 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

SELLER IS MOTIVATED! BRING OFFERS! Exceptional opportunity for multi-generational living or investment, this substantially updated 3,380 sq ft home offers space, privacy, & a fully self-contained 2 BR suite. With 5 bedrooms & expansive living areas, the layout allows families to live together, yet separately, making it ideal for in-laws/tenants downstairs while the main family enjoys the upper level & Fam rm down. The main home features a bright open kitchen & dining area, both w/ access onto the deck, large living & family rooms, a spacious primary bedroom with 3-piece ensuite, & a 4-piece main bath. The suite has 2 bedrooms, a 5-piece bathroom & its own laundry room w/ sink. Substantially renovated 2021-2025: updated kitchens, paint throughout, flooring, bathroom improvements, wiring /some plumbing upgrades & a new laundry room. Move-in ready & includes all appliances for both the main home & suite, plus water softener. Wood-burning fireplaces up and down, with wood stove insert in the basement family room. Outside, enjoy a fully landscaped/fenced private backyard, new sundeck, irrigated raised garden beds, insulated/wired 9x12 storage shed, and a charming fish pond w/ new liner & pump in the front yard. A large double garage provides excellent parking and workshop space. Efficient on-demand hot water heating supplies both heat and hot water in one system. A rare and versatile property offering comfort, independence, and long-term investment value. (id:63159)

Values & Trends

This listing

$162/sqft

Building average

No other active listings in this building

Merritt average

$362/sqft

91 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nicola Canford ElementaryElementary182 m
Diamond Vale ElementaryElementary583 m
Kengard Alternate SchoolSecondary1.5 km
Merritt Central ElementaryElementary1.8 km
Merritt SecondaryElementary2.1 km
Merritt Bench ElementaryElementary2.4 km
Collettville ElementaryElementary2.7 km
Lower Nicola Band School(Independent)Elementary8.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (strata, tax, utilities, etc.)$574.13
Total monthly cost$3,407.70
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,991.70

Cash Needed at Closing

Minimum down payment$29,900
Estimated BC PTT$8,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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