Property Type: Detached HouseOwnership: Freehold

2912 Phipps Rd

Langford, BC V9B3V9

$699,900

3 bed1 bath3 parking1,556 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Lot size
7,841 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,540.25

Interior

Heating
Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
WorkshopLower level
Laundry roomLower level
Recreation roomLower level
Primary BedroomMain level
BedroomMain level
BedroomMain level
BathroomMain level5-Piece
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1040386
Listed
June 17, 2026
Time on market
On the market for 75 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

WOW! $699K! Imagine what could you do with a flat, fenced 0.18-acre lot in the heart of Langford's core? Just steps from shopping, restaurants, schools, parks, groceries, entertainment, and transit, this property offers incredible potential for first-time buyers, investors, builders, and those looking to create a home of their own. The main level features 3 bedrooms, a bright living and dining area, a spacious kitchen with solid oak cabinetry, gas range, and direct access to the large covered deck overlooking the backyard. The updated bathroom includes a double vanity and relaxing soaker tub. Downstairs offers even more flexibility with a rec room, laundry area, workshop, crawlspace storage, and separate entrance. Outside, you'll find one of the property's standout features, a flat, fenced yard offering space for kids, pets, gardening, entertaining, and future projects. There's ample parking for multiple vehicles, an RV, boat, or trailer, while the covered deck, BBQ area, hot tub, and storage shed create the perfect setting to relax and enjoy the outdoors. Equipped with a gas furnace and located in Langford's core, this R2-zoned property offers exciting possibilities, including a secondary suite. Whether you're searching for your first detached home, a property to personalize over time, an investment opportunity, or a future development project, this home offers outstanding value, location, and potential. Bring your ideas, roll up your sleeves, and imagine the possibilities. (id:63159)

Values & Trends

This listing

$450/sqft

Building average

No other active listings in this building

Langford Proper average

$546/sqft

6 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Esquimalt

15°C

Humidity 82%

Wind N 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

46,584

(2021 Census)

+31.8% since 2016

Density: 1,124.4/km²

Dwellings: 19,968

Median household income: $93,000

After-tax: $82,000

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 1,165
  • Philippines2.2% · 1,005
  • India1.4% · 655
  • United States of America1.1% · 520
  • China0.8% · 380
  • Korea, South0.5% · 230
  • Viet Nam0.4% · 170
  • Germany0.4% · 165

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
David Cameron ElementaryElementary518 m
Ruth King ElementaryElementary803 m
Spencer Middle SchoolMiddle1.0 km
Savory ElementaryElementary1.4 km
Westshore Secondary SchoolSecondary1.6 km
Colwood ElementaryElementary1.7 km
Belmont SecondaryElementary1.9 km
Crystal View ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Kazumi303 m
  • Poké Aye392 m
  • Akemi Sushi393 m
  • Emporia398 m
  • Pizza Hut · 745 Goldstream Avenue458 m

Cafes (5+)

  • House of Boateng270 m
  • Rhino Coffee House319 m
  • The Outpost Board Game Café362 m
  • Flourish BeauTea381 m
  • Tim Hortons · 845 Goldstream Avenue462 m

Grocery (4)

  • Real Canadian Superstore LANGFORD PARKWAY · 835 Langford Parkway431 m
  • Fairway Market · 772 Goldstream Avenue575 m
  • Bulk Barn757 m
  • FreshCo Westshore Langford · #200 - 2945 Jacklin Road788 m

Parks (5+)

  • Knotty Pine Park524 m
  • VMP East Park535 m
  • Veteran's Park605 m
  • Danbrook Park635 m
  • Crossroad Park668 m

Shopping (5+)

  • Walmart · 860 Langford Parkway213 m
  • Canadian Tire · 855 Langford Parkway410 m
  • Goldstream Station453 m
  • Langford Centre566 m
  • Winners588 m

Gyms (5+)

  • F45327 m
  • Club Phoenix Fitness · 895 Langford Parkway480 m
  • The Lab Westshore · 895 Langford Parkway486 m
  • Spinco · 750 Goldstream Avenue570 m
  • Anytime Fitness629 m

Pharmacies (5+)

  • Langford Pharmacy262 m
  • Forbes Pharmacy496 m
  • Atlas Drug Mart · 713 Goldstream Avenue540 m
  • The Medicine Shoppe580 m
  • Shoppers Drug Mart781 m

Banks & ATMs (5+)

  • Island Savings - Westshore Branch · 2917 Jacklin Road457 m
  • CIBC511 m
  • Localcoin Bitcoin ATM · 808 Goldstream Avenue518 m
  • BMO529 m
  • Coastal Community Credit Union · 752 Goldstream Avenue567 m

Nearby places data: © OpenStreetMap contributors.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$373.02
Total monthly cost$3,985.43
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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