Property Type: Detached HouseOwnership: Freehold

2929 Richter Street

Kelowna, BC V1Y2R8

$899,900

4 bed2 bath3 parking2,641 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,676.93

Interior

Heating
Forced air
Fireplace
None
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level11'5'' x 9'0''
3pc BathroomSecond level10'10'' x 10'2''
Primary BedroomSecond level17'7'' x 19'6''
OfficeMain level17'7'' x 14'9''
Laundry roomMain level9'1'' x 6'11''
BedroomMain level14'4'' x 12'1''
3pc BathroomMain level6'7'' x 7'3''
BedroomMain level10'6'' x 11'5''
Living roomMain level15'3'' x 25'11''
Dining roomMain level14'6'' x 9'9''
KitchenMain level11'3'' x 11'6''

Listing Information

MLS®
10393780
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Substantially renovated and centrally located in the heart of Kelowna South! This unique 2-storey home offers exceptional flexibility in one of Kelowna’s most walkable and convenient locations, just minutes to Okanagan College, Kelowna General Hospital, Okanagan Lake, beaches, parks, restaurants, pubs, shopping, and the South Pandosy Village corridor. Inside, the home has been extensively updated, with a fresh, modern feel throughout, offering a bright, functional layout with generous space and excellent spatial separation. It also boasts ample natural light and high ceilings, which give this floor plan a dramatic and timeless feel. The flexible floor plan offers options for families, professionals, investors, or those needing space for a home-based business, studio, guest space, or potential short-term accommodation. The property also offers a fenced yard, patio space, ample parking, a valuable feature in this central location, with convenient lane/alley access. Whether you are looking for a move-in-ready home close to the lake and amenities, a live/work opportunity, or a centrally located holding property in a highly desirable urban neighbourhood, 2929 Richter Street offers a rare blend of lifestyle, location, flexibility, and value. (id:63159)

Values & Trends

This listing

$341/sqft

Building average

No other active listings in this building

Kelowna South average

$760/sqft

80 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Raymer ElementaryElementary282 m
Kelowna SecondarySecondary683 m
KLO Middle SchoolMiddle841 m
Casorso ElementaryElementary1.2 km
A S Matheson ElementaryElementary1.6 km
Immaculata Regional High School(Independent)Secondary1.7 km
St Joseph Elementary School(Independent)Elementary1.9 km
Central School ProgramsK-122.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Chutney · 3011 Pandosy Street231 m
  • The Canadian Brewhouse · 3030 Pandosy Street278 m
  • Hector's Casa307 m
  • Soy349 m
  • Original Joe's386 m

Cafes (5+)

  • Bread Co.279 m
  • Bean scene304 m
  • The Marmalade Cat Cafe316 m
  • Blenz Coffee335 m
  • Starbucks365 m

Grocery (3)

  • Lakview Market237 m
  • Urban Fare313 m
  • Save-On-Foods442 m

Parks (5+)

  • Fascieux Creek Wetland381 m
  • Osprey Park426 m
  • Abbott Park478 m
  • waterfront park505 m
  • Watt Park620 m

Gyms (2)

  • Orangetheory Fitness · 590 K.L.O. Road196 m
  • The Athlete Den Training & Rehab Studio Inc. · 3320 Richter Street589 m

Pharmacies (1)

  • Pharmasave347 m

Banks & ATMs (3)

  • TD207 m
  • RBC Royal Bank279 m
  • BMO420 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$521.74
Total monthly cost$5,166.42
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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