296 Trinity Valley Road
Lumby, BC V0E2G4
$1,399,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 20 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $1,191.79
Interior
- Basement
- Full
- Heating
- Heat Pump, In Floor Heating, See remarks, Hot Water
- Cooling / A/C
- Wall unit
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
- Flooring
- Tile, Hardwood, Vinyl
Exterior & Lot
- Exterior features
- Wood siding
- View
- Mountain view, Valley view
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 14 — covered indicated
- Features
- Detached Garage, Additional Parking
Restrictions & Policies
- Pets
- Allowed
- Rentals
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 5'1'' x 6'7'' |
| Other | Basement | 5'1'' x 5'7'' |
| Family room | Basement | 14'4'' x 20'6'' |
| Family room | Basement | 14'4'' x 20'6'' |
| Laundry room | Basement | 17'4'' x 20'6'' |
| 3pc Ensuite bath | Basement | 6'2'' x 10'6'' |
| 3pc Ensuite bath | Basement | 6'0'' x 9'9'' |
| Bedroom | Basement | 14'3'' x 10'3'' |
| Bedroom | Basement | 14'1'' x 10'2'' |
| 4pc Ensuite bath | Main level | 15'8'' x 8'0'' |
| Foyer | Main level | 8' x 16' |
| Partial bathroom | Main level | 8'0'' x 5'0'' |
| Primary Bedroom | Main level | 15' x 13' |
| Living room | Main level | 14'4'' x 20'9'' |
| Kitchen | Main level | 10' x 11' |
Listing Information
- MLS®
- 10390460
- Listed
- June 10, 2026
- Time on market
- On the market for 82 days
- Data last synced
- August 28, 2026
Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.
Description
Discover peaceful self-sufficiency on this pristine 20-acre retreat just minutes out of Lumby. Surrounded by untouched nature yet beautifully landscaped, this private oasis is perfect for those seeking a healthier pace of life. With abundant spring water, crystal-clear pond, and Defies Creek meandering through, you’ll have everything you need to grow your own food and care for your animals. Approximately 11 acres are in fenced hayfields and pastures, with the remainder treed in beautiful Cedar and Fir. The 3-bedroom, 3.5-bath home is overbuilt for comfort and function, featuring hardwood floors and in-floor heating from an exterior wood-burning boiler. The main level includes a spacious kitchen, dining, living area, and primary suite, while the walk-out lower level offers two bedrooms with ensuite baths and private entrances—ideal for guests or a B&B. Outbuildings include a detached garage, machine shed, workshop, wood sheds, and a cold room. Enjoy the serene views from your covered deck overlooking lush gardens and valley vistas. Crown land trails are at your doorstep, with endless options for riding or hiking. Only 10 minutes from Lumby, this is where off-grid dreams and modern comfort meet. (id:63159)
Values & Trends
This listing
$681/sqft
Building average
—
No other active listings in this building
Lumby Valley average
$470/sqft
46 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Vernon
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
2,063
(2021 Census)
+12.5% since 2016
Density: 347.9/km²
Dwellings: 861
Median household income: $77,000
After-tax: $70,500
Immigrant population: 9.2%
Top countries of origin (% of total population)
- United Kingdom2.9% · 60
- United States of America1.2% · 25
- Netherlands0.5% · 10
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| J W Inglis Elementary | Elementary | 5.6 km |
| Charles Bloom Secondary | K-12 | 6.1 km |
| Crossroads Learning Centre | Secondary | 6.2 km |
| Okanagan Waldorf School(Independent) | Elementary | 11.0 km |
| Lavington Elementary | Elementary | 13.6 km |
| B X Elementary | Elementary | 19.4 km |
| Vernon Christian School(Independent) | K-12 | 20.9 km |
| Hillview Elementary | Elementary | 21.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.