Property Type: OtherOwnership: FreeholdNEW LISTING

300 COUGAR Road

Oliver, BC V0H1T8

$89,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.21 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Strata / maintenance fee
$165/mo
Annual property tax
$342

Maintenance Fee Includes

Management

Also included: Reserve Fund Contributions

Interior

Fireplace
None

Exterior & Lot

Lot features
Treed

Building

Water source
Co-operative Well
Utilities
Water, Sewer, Natural Gas, Electricity, Cable, Telephone
Parcel ID (PID)
023-629-801

Listing Information

MLS®
10400705
Listed
September 14, 2026
Time on market
Listed today
Data last synced
September 14, 2026

Listing provided by: RE/MAX Wine Capital Realty · Data source: CREA DDF.

Description

Build your mountain retreat on this affordable ¼-acre lot along sought-after Cougar Road at Mount Baldy Ski Hill. The property offers an excellent building profile for a level-entry home from the street with a daylight basement below and the potential for an additional level above, creating flexibility for a full-time residence or rec getaway. Cougar Road is one of Mount Baldy’s most desirable developed areas, offering the ability to ski directly toward the main chairlifts and enjoy an easy downhill run to the lodge. Properties in this area may also accommodate vacation rental use, whether renting the entire home as a vacation rental or operating as a bed and breakfast. Mount Baldy has exceptional snow quality, a relaxed atmosphere and a genuine small-mountain community. Begin at your front door with downhill skiing, snowshoeing and cross-country opportunities all close at hand. Summer bring a quieter cooler mountain lifestyle surrounded by forest, trails, fresh air and endless opportunities to explore. Year-round road access connects Mount Baldy with Highway 97 near Oliver and Highway 3 near Osoyoos, making the mountain accessible from anywhere in BC or Washington. Affordable, family-oriented and refreshingly uncrowded, Mount Baldy has developed a loyal community of recreational owners and year-round residents who value the mountain for exactly what it is: a place where neighbours know one another, powder days still feel special and life moves at a different pace. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Oliver Rural average

$611/sqft

24 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

13°C

Humidity 76%

Wind SE 6 km/h

Today

20°

Tonight

12°

Tuesday

18°

Tuesday night

Wednesday

23°

Wednesday night

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Senpaq'cin School(Independent)Elementary21.0 km
Osoyoos ElementaryElementary21.4 km
West Boundary ElementaryElementary21.5 km
Osoyoos SecondarySecondary22.7 km
Tuc-el-Nuit ElementaryElementary23.0 km
Southern Okanagan SecondarySecondary23.2 km
Southern Okanagan AltSecondary23.2 km
Oliver ElementaryElementary23.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$71,200.00
Periodic payment — Principal & Interest (monthly)$459.36
Additional monthly expenses (strata, tax, utilities, etc.)$193.12
Total monthly cost$652.48
Interest paid over 5-yr term$20,406.12
Balance at end of term$64,044.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,450
Stress test qualifying rate8.09%
Payment you must qualify for$650.16

Cash Needed at Closing

Minimum down payment$4,450
Estimated BC PTT$890
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,840

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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