Property Type: TownhouseOwnership: Strata

3004 SOUTH MAIN Street Unit# 124

Penticton, BC V2A6Y2

$444,000

3 bed2.5 bath1 parking1,139 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$270/mo
Annual property tax
$2,555.87

Interior

Basement
Crawl space
Heating
Baseboard heaters, Electric
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Other, Additional Parking

Room Dimensions

RoomLevelDimensions
Living roomMain level11'0'' x 12'0''
KitchenMain level11'0'' x 14'0''
Dining roomMain level11'0'' x 9'0''
Primary BedroomSecond level11'0'' x 10'0''
BedroomSecond level10'0'' x 9'0''
BedroomSecond level10'0'' x 9'0''
4pc BathroomSecond level
2pc BathroomMain level

Listing Information

MLS®
10397118
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

One of the finest three-bedroom, two-bathroom townhomes you will find; this beautifully maintained home is tucked away in a private setting in a desirable area close to schools, shopping, recreation, and beaches. Pride of ownership is evident throughout, with many thoughtful updates including flooring, bathroom fixtures, countertops, and a beautiful backyard retreat. The Poly-B plumbing has been replaced, and a ductless cooling and heating system has been added for year-round comfort. Move-in ready and perfect for you and your family, this home offers easy access to all that Penticton has to offer. Contact listing agent for a viewing today and start your new Okanagan lifestyle. (id:63159)

Values & Trends

This listing

$390/sqft

Building average

No other active listings in this building

Wiltse/Valleyview average

$225/sqft

1 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Princess Margaret SecondarySecondary421 m
Wiltse ElementaryElementary1.2 km
Holy Cross School(Independent)Elementary/Middle2.5 km
Columbia ElementaryElementary2.9 km
Penticton Christian School(Independent)K-123.0 km
Entre-lacsElementary/Middle3.2 km
Penticton SecondarySecondary3.3 km
Secondaire de PentictonSecondary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Second Cup736 m
  • Tim Hortons760 m

Parks (1)

  • Unnamed218 m

Pharmacies (2)

  • Skaha Pharmacy749 m
  • Rexall · 3030 Skaha Lake Road756 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$355,200.00
Periodic payment — Principal & Interest (monthly)$2,291.63
Additional monthly expenses (strata, tax, utilities, etc.)$540.21
Total monthly cost$2,831.84
Interest paid over 5-yr term$101,801.34
Balance at end of term$319,503.55

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,200
Stress test qualifying rate8.09%
Payment you must qualify for$3,243.49

Cash Needed at Closing

Minimum down payment$22,200
Estimated BC PTT$6,880
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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