Property Type: TownhouseOwnership: Strata

3004 South Main Street Unit# 109

Penticton, BC V2A5J6

$425,000

2 bed2.5 bath1,172 sqftBuilt 1992
Get Directions

Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$267/mo
Annual property tax
$2,240.4

Interior

Basement
Crawl space
Heating
Electric
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level9'4'' x 4'
4pc BathroomSecond level5'11'' x 8'10''
BedroomSecond level10'4'' x 11'11''
Primary BedroomSecond level14'2'' x 19'3''
2pc BathroomMain level5'11'' x 5'10''
KitchenMain level8' x 10'3''
Dining roomMain level6'7'' x 10'3''
Living roomMain level9'11'' x 21'1''

Listing Information

MLS®
10394651
Listed
July 14, 2026
Time on market
On the market for 48 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Welcome to effortless living in this recently renovated 2-bedroom, 1.5-bath townhouse offering 1,172 sq. ft. of stylish, move-in ready living space. Every detail has been covered, from the modern open-concept kitchen and newer appliances to the refreshed bathrooms featuring new vanities, tile flooring, and a luxurious heated floor in the main bath. The spacious primary bedroom is a true retreat, professionally expanded from two bedrooms into one impressive suite with a wall-to-wall closet. Smart baseboard heaters, updated lighting, French doors, fresh paint, central vacuum, and quality window coverings add to the home's modern comfort and appeal. Enjoy your covered deck for morning coffee or evening relaxation, along with an abundance of storage including an exterior storage locker and an oversized crawl space. Parking comes with two dedicated stalls right outside your front door. This well-managed complex has no age restrictions, allows rentals, and welcomes two pets, making it an excellent option for homeowners and investors alike. Best of all, all Poly-B plumbing has been professionally replaced for added peace of mind. Ideally located within walking distance to shopping, schools, parks, and beautiful Skaha Lake, you'll enjoy the an unbeatable South Okanagan lifestyle. Low monthly strata fees of just $266.68 include garbage, sewer, cold water, and caretaker services, making this an exceptional opportunity to own a beautifully updated home in a sought-after location. (id:63159)

Values & Trends

This listing

$363/sqft

Building average

$372/sqft

1 active listing(s)

Main South average

$357/sqft

23 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Princess Margaret SecondarySecondary309 m
Wiltse ElementaryElementary1.2 km
Holy Cross School(Independent)Elementary/Middle2.5 km
Penticton Christian School(Independent)K-122.9 km
Columbia ElementaryElementary3.0 km
Entre-lacsElementary/Middle3.2 km
Penticton SecondarySecondary3.3 km
Secondaire de PentictonSecondary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Second Cup619 m
  • Tim Hortons653 m

Parks (1)

  • Unnamed102 m

Pharmacies (2)

  • Skaha Pharmacy636 m
  • Rexall · 3030 Skaha Lake Road644 m

Banks & ATMs (1)

  • Interior Savings · 251 Green Avenue West690 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Other Listings in This Building

Other units currently listed in the same building. 3004 South Main Street

View building profile →
Built 1992

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$340,000.00
Periodic payment — Principal & Interest (monthly)$2,193.56
Additional monthly expenses (strata, tax, utilities, etc.)$512.38
Total monthly cost$2,705.94
Interest paid over 5-yr term$97,444.98
Balance at end of term$305,831.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,104.70

Cash Needed at Closing

Minimum down payment$21,250
Estimated BC PTT$6,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information