Property Type: Detached HouseOwnership: Freehold

3014 Harwood Road

Lake Country, BC V4V1M7

$739,900

4 bed2 bath6 parking2,192 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.35 acres
Frontage
94 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,390.97

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Vinyl

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — uncovered indicated
Features
Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomBasement5'0'' x 7'0''
5pc BathroomBasement9'0'' x 8'10''
BedroomBasement13'10'' x 14'4''
Living roomBasement14'4'' x 26'7''
KitchenBasement13'3'' x 10'4''
5pc BathroomMain level7'0'' x 8'0''
BedroomMain level8'1'' x 12'1''
Primary BedroomMain level11'7'' x 11'3''
BedroomMain level11'6'' x 10'6''
Living roomMain level15'4'' x 16'2''
Dining roomMain level6'9'' x 12'3''
KitchenMain level14'4'' x 11'4''

Listing Information

MLS®
10396904
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Looking for a home with a suite and a large lot with room to build a detached garage? This home sits on a .35-acre lot and has plenty parking + room to build a detached garage. This well-maintained home features 3 bedrooms & 1 bathroom on the main floor, plus a there is an in-law suite with 1-bedroom, 1-bathroom in the basement. This home has been extensively renovated top to bottom in 2018 with new windows & doors, Hardiplank siding, beautiful wood soffits, fascia, bathrooms, modern kitchens, (up and down) with quartz counters. Includes 10 appliances! New furnace, central air, 200 amp service, and new roof in 2024. New deck with glass railing & pergola. The basement offers a very spacious 1-bedroom suite down with a large living room, lovely new kitchen, big bedroom with walk-in closet & laundry. This property may have future subdivision potential when city sewer comes into the neighbourhood (Note: a district-approved variance would be required to subdivide - buyer to verify with the District of Lake Country). This home is located close to schools, wineries, shops, restaurants, UBCO & the Kelowna airport! This home has a tenant, so 24-hour notice to show is required. Call now and make an appointment to view! (id:63159)

Values & Trends

This listing

$338/sqft

Building average

No other active listings in this building

Lake Country South West average

$650/sqft

52 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle1.6 km
George Elliot SecondarySecondary1.7 km
Peter Greer ElementaryElementary2.2 km
Davidson Road ElementaryElementary4.0 km
Aberdeen Hall Preparatory School(Independent)K-129.0 km
Ellison ElementaryElementary9.5 km
North Glenmore ElementaryElementary10.0 km
Dr Knox Middle SchoolMiddle10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Papito's Pizza · 9450 Highway 97387 m
  • Taste of India · 9685 Highway 97712 m
  • Viva Mexicana · 9685 Highway 97736 m

Cafes (1)

  • Cream N Bean Coffeehouse · 9685 Highway 97717 m

Grocery (1)

  • Coopers Foods · 9522 Main Street593 m

Pharmacies (1)

  • IDA Pharmacy532 m

Banks & ATMs (1)

  • Interior Savings523 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$591,920.00
Periodic payment — Principal & Interest (monthly)$3,818.87
Additional monthly expenses (strata, tax, utilities, etc.)$475.91
Total monthly cost$4,294.78
Interest paid over 5-yr term$169,645.97
Balance at end of term$532,433.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,312.86

Cash Needed at Closing

Minimum down payment$48,990
Estimated BC PTT$12,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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