Property Type: Detached HouseOwnership: Freehold

302 5th Street NW

Nakusp, BC V0G1R0

$909,000

5 bed4.5 bath1 parking3,150 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.25 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,761

Interior

Basement
Full
Heating
Heat Pump
Cooling / A/C
Heat Pump
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage, Carport

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Partial bathroomLower level
Full bathroomAdditional Accommodation5' x 8'
BedroomAdditional Accommodation9' x 11'5''
Primary BedroomAdditional Accommodation14' x 11'
Living roomAdditional Accommodation10'6'' x 22'9''
KitchenAdditional Accommodation12'2'' x 15'
BedroomLower level9'2'' x 10'10''
Full bathroomMain level7'6'' x 15'
Laundry roomMain level3' x 7'
BedroomMain level12'3'' x 13'
Full ensuite bathroomMain level
Primary BedroomMain level13' x 15'
Living roomMain level15' x 23'
Dining roomMain level11'9'' x 13'6''
KitchenMain level10' x 13'8''

Listing Information

MLS®
10397491
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Selkirk Realty · Data source: CREA DDF.

Description

Beautiful family home! Spacious floor plan, 3 bedrooms plus a family room or 4th bedroom. Then you have a legal suite too! Situated on a large level lot, close to schools and not far from all the downtown amenities. The home is bright, warm, and inviting, plus it's a great floor plan for large family gatherings or entertaining. Approx 1650 sq. ft. on the main floor, 1500 sq. ft. lower level. Walk in the front door to an entry and a large, sunken living room, which is open to a spacious kitchen/dining area. Off the dining room is a deck which overlooks the garden area. Enjoy mountain views while you relax with your coffee, plus this space is a great extension to your dining area. The master bedroom has an ensuite bath and goes out onto the deck as well, where you can sit and relax in the sauna! Large main bath with soaker/jetted tub and separate shower. 2nd bedroom on the main floor as well. Additional living space on the lower level includes the 3rd bedroom plus a large family room (or could be a 4th bedroom, or office space). The lower level also offers a 2 bedroom, 750 sq. ft. suite which has recently been renovated and is fully furnished 'turn-key'. This currently rents for $1650/month, which could be a great mortgage helper! Heat pump, all LED lighting throughout the home, the electrical is underground, 200 amp service. The 80' x 122' corner lot is nicely landscaped which adds to the awesome curb appeal of this home! Single carport under the deck, plus a 14' x 24' detached garage, and another small shed as well. Lots of garden space, with fruit and berries...even 2 peach trees, plus a firepit. Call today to view! (id:63159)

Values & Trends

This listing

$289/sqft

Building average

No other active listings in this building

Nakusp average

$428/sqft

34 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 94%

Wind ENE 4 km/h

Tonight

Tuesday

24°

Tuesday night

15°

Wednesday

20°

Wednesday night

12°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,589

(2021 Census)

-1% since 2016

Density: 197.6/km²

Dwellings: 831

Median household income: $64,500

After-tax: $59,200

Immigrant population: 9.1%

Top countries of origin (% of total population)

  • United States of America2.2% · 35
  • United Kingdom2.2% · 35
  • Germany0.9% · 15
  • Netherlands0.9% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Nakusp ElementaryElementary320 m
Nakusp SecondarySecondary460 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Bella Soriah · Broadway Street W591 m
  • Woodfire Pizza592 m
  • Leland on the Lake Restaurant · 96 4th Avenue Southwest677 m

Cafes (1)

  • Mountain Top Coffee · 109 Broadway Street W600 m

Grocery (1)

  • Save-On-Foods650 m

Parks (1)

  • Unnamed729 m

Banks & ATMs (2)

  • CIBC · 402 Broadway Street W589 m
  • Kootenay Savings Credit Union · 502 Broadway Street W605 m

Nearby places data: © OpenStreetMap contributors.

School district: Arrow Lakes (SD10)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($65,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$727,200.00
Periodic payment — Principal & Interest (monthly)$4,691.65
Additional monthly expenses (strata, tax, utilities, etc.)$638.08
Total monthly cost$5,329.73
Interest paid over 5-yr term$208,417.61
Balance at end of term$654,118.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$65,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,483.14

Cash Needed at Closing

Minimum down payment$65,900
Estimated BC PTT$16,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$83,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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