Property Type: Detached HouseOwnership: Freehold

427 Bayles Road

Nakusp, BC V0G1R1

$925,000

4 bed3 bath5 parking3,260 sqftBuilt 2011
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,419

Interior

Heating
Other
Fireplace
Yes (2)
Fireplace type
Free Standing Metal, Insert
Flooring
Ceramic Tile

Exterior & Lot

Exterior features
Stucco
View
Mountain view, View (panoramic)

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, Detached Garage, Covered

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation
Primary BedroomAdditional Accommodation12'6'' x 14'1''
Living roomAdditional Accommodation12' x 15'
Dining roomAdditional Accommodation8' x 9'2''
KitchenAdditional Accommodation8'11'' x 10'11''
Laundry roomLower level5'11'' x 12'1''
WorkshopLower level15'5'' x 16'5''
FoyerLower level5'10'' x 12'
Full bathroomMain level
BedroomMain level10'5'' x 11'9''
BedroomMain level13'11'' x 14'1''
Full ensuite bathroomMain level
Primary BedroomMain level12'5'' x 15'
Living roomMain level16'11'' x 20'
Dining roomMain level12'5'' x 14'5''
PantryMain level8' x 9'3''
KitchenMain level12'1'' x 14'6''

Listing Information

MLS®
10387535
Listed
May 15, 2026
Time on market
On the market for 108 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Selkirk Realty · Data source: CREA DDF.

Description

Perched above a quiet cul-de-sac in the coveted lakeside community of Bayview, 427 Bayles Road is an extraordinary custom-built home offering luxury, privacy, and stunning mountain views just moments from lake access. Meticulously designed and immaculately maintained, this exceptional residence blends timeless craftsmanship with thoughtful functionality in one of the area’s most peaceful and desirable neighborhoods. The bright open-concept main living space is both grand and inviting, featuring vaulted ceilings, heated tile floors throughout, and expansive windows perfectly positioned to capture breathtaking views of Saddle Mountain. Designed for entertaining - the kitchen is anchored by a massive island and oversized pantry, flowing seamlessly into the dining and living areas where custom built-ins and a beautiful stone fireplace create warmth and elegance. The main level offers three bedrooms, including one currently used as an office, the primary with an ensuite and walk-in closet. Downstairs, the fully self-contained in-law suite with its own wood stove provides outstanding flexibility for extended family, guests, or potential income, while an impressive in-house workshop space adds incredible versatility and functionality. Outside, the fully landscaped property has been thoughtfully designed for beauty and low-maintenance living, complete with mature trees for privacy, a covered deck, private patio, lawn space, paved driveway, and garden shed. Exceptional storage features include an oversized attached garage, detached toy storage shop for kayaks and recreational gear, and a large covered carport with RV septic hookup. Additional highlights include a water filtration system, air exchange system, and a location just a short walk from the lake. A rare offering where quality, comfort, and lifestyle come together effortlessly. (id:63159)

Values & Trends

This listing

$284/sqft

Building average

No other active listings in this building

Nakusp Rural average

$455/sqft

31 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

10°C

Humidity 97%

Wind ENE 3 km/h

Tonight

Tuesday

24°

Tuesday night

15°

Wednesday

20°

Wednesday night

12°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,589

(2021 Census)

-1% since 2016

Density: 197.6/km²

Dwellings: 831

Median household income: $64,500

After-tax: $59,200

Immigrant population: 9.1%

Top countries of origin (% of total population)

  • United States of America2.2% · 35
  • United Kingdom2.2% · 35
  • Germany0.9% · 15
  • Netherlands0.9% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nakusp ElementaryElementary9.2 km
Nakusp SecondarySecondary9.5 km
Burton ElementaryElementary19.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Arrow Lakes (SD10)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$740,000.00
Periodic payment — Principal & Interest (monthly)$4,774.23
Additional monthly expenses (strata, tax, utilities, etc.)$531.25
Total monthly cost$5,305.48
Interest paid over 5-yr term$212,086.13
Balance at end of term$665,632.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,593.87

Cash Needed at Closing

Minimum down payment$67,500
Estimated BC PTT$16,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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