Property Type: Land / LotOwnership: Freehold

302 Ridge Road

Rossland, BC V0G1Y0

$445,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.12 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3,024.83

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view

Listing Information

MLS®
10393310
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Kootenay Homes (2018) Ltd · Data source: CREA DDF.

Description

This fully serviced Echo Ridge lot offers the perfect opportunity to build your custom mountain home in a setting that truly connects you to nature. Thoughtfully positioned to take in panoramic views of the ski hill and surrounding valley. Enjoy ski-in access and year-round recreation just minutes from your door, including golfing, fishing, mountain biking, hiking, and snowmobiling. Zoning allows for One Family Detached Dwelling, Two Family Detached Dwelling, Short-Term Rental, Home Occupation, and a Secondary Suite, offering excellent flexibility for personal use or investment. GST applicable. Photos are of the lot and nearby properties. Please refer to the subdivision plan for exact lot size and shape. (id:63159)

Location Insights

Weather

Nearest station: Trail

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

4,140

(2021 Census)

+11% since 2016

Density: 69.3/km²

Dwellings: 2,075

Median household income: $96,000

After-tax: $85,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom3.4% · 140
  • United States of America1.7% · 70
  • Germany1.3% · 55
  • South Africa, Republic of0.7% · 30
  • Poland0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rossland Summit SchoolElementary/Middle3.4 km
des Sept-sommetsElementary/Middle3.7 km
James L Webster ElementaryElementary5.9 km
St Michael's Elementary(Independent)Elementary8.9 km
J Lloyd Crowe SecondaryElementary9.1 km
Kootenay Columbia SecondarySecondary9.4 km
Glenmerry ElementaryElementary11.7 km
Fruitvale ElementaryElementary20.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$356,000.00
Periodic payment — Principal & Interest (monthly)$2,296.79
Additional monthly expenses (strata, tax, utilities, etc.)$252.07
Total monthly cost$2,548.86
Interest paid over 5-yr term$102,030.62
Balance at end of term$320,223.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,250.80

Cash Needed at Closing

Minimum down payment$22,250
Estimated BC PTT$6,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,650

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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