Property Type: Land / LotOwnership: Freehold

312 Ridge Road

Rossland, BC V0G1Y0

$460,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.13 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3,140.66

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view

Listing Information

MLS®
10393483
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Kootenay Homes (2018) Ltd · Data source: CREA DDF.

Description

Located in the established Echo Ridge Subdivision, this fully serviced lot offers a fantastic opportunity to build your custom home in one of Rossland’s most desirable mountainside communities. With homes already completed and others currently under construction, Echo Ridge continues to grow into a vibrant, high-quality neighbourhood at Red Mountain. Designed to embrace its natural surroundings, the lot offers beautiful views of the ski hill and valley, with easy access to year round recreation. Ski access is just steps away, while golfing, fishing, mountain biking, hiking, and snowmobiling are all minutes from your door. Zoning allows for One Family Detached Dwelling, Two Family Detached Dwelling, Short-Term Rental, Home Occupation, and Secondary Suite, offering excellent flexibility for future use and investment. GST applicable. Photos are of the lot and nearby properties. Please refer to the subdivision plan for exact lot size and shape. (id:63159)

Location Insights

Weather

Nearest station: Trail

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

4,140

(2021 Census)

+11% since 2016

Density: 69.3/km²

Dwellings: 2,075

Median household income: $96,000

After-tax: $85,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom3.4% · 140
  • United States of America1.7% · 70
  • Germany1.3% · 55
  • South Africa, Republic of0.7% · 30
  • Poland0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rossland Summit SchoolElementary/Middle3.4 km
des Sept-sommetsElementary/Middle3.7 km
James L Webster ElementaryElementary5.8 km
St Michael's Elementary(Independent)Elementary8.7 km
J Lloyd Crowe SecondaryElementary8.9 km
Kootenay Columbia SecondarySecondary9.3 km
Glenmerry ElementaryElementary11.6 km
Fruitvale ElementaryElementary20.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$368,000.00
Periodic payment — Principal & Interest (monthly)$2,374.21
Additional monthly expenses (strata, tax, utilities, etc.)$261.72
Total monthly cost$2,635.93
Interest paid over 5-yr term$105,469.86
Balance at end of term$331,017.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,360.38

Cash Needed at Closing

Minimum down payment$23,000
Estimated BC PTT$7,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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