Property Type: Condo / ApartmentOwnership: Strata

304 2525 Dingwall St

Duncan, BC V9L2Y8

$279,000

2 bed1 bath2 parking749 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$216/mo
Annual property tax
$1,790

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BedroomMain level9'1 x 11'3
Primary BedroomMain level11'9 x 10'9
KitchenMain level8'0 x 11'0
Dining roomMain level7'0 x 9'0
Living roomMain level13'0 x 9'0

Listing Information

MLS®
1039843
Listed
June 26, 2026
Time on market
On the market for 66 days
Data last synced
August 28, 2026

Listing provided by: D.F.H. Real Estate Ltd. (CwnBy) · Data source: CREA DDF.

Description

Move-in ready and beautifully renovated, this bright ground-floor unit offers comfortable, low-maintenance living in a convenient Duncan location. Featuring 2 bedrooms and 1 bathroom, including a spacious primary bedroom with a walk-in closet, this home has been thoughtfully updated with new paint, appliances and flooring throughout. Step outside to enjoy the brand-new deck just off the primary bedroom, an ideal spot for morning coffee or evening relaxation. Located within walking distance of Duncan's shopping, restaurants, services, and the Cowichan Sportsplex. Vacant and ready for immediate possession, it's an excellent opportunity for first-time buyers, downsizers, or investors. (id:63159)

Values & Trends

This listing

$372/sqft

Building average

No other active listings in this building

East Duncan average

$484/sqft

12 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Quamichan SchoolSecondary330 m
Alexander ElementaryElementary361 m
Duncan Christian School(Independent)K-12448 m
Des CascadesElementary1.0 km
Alex AitkenElementary1.3 km
Cowichan Valley Open Learning Co-OpSecondary1.6 km
Cowichan Open SchoolSecondary1.6 km
Khowhemun ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • York St. Diner254 m
  • Boston Pizza342 m
  • Sushi House360 m
  • Saigon Subs · 5838 Trans-Canada Highway414 m
  • May's Asian Cuisine · 5838 Trans-Canada Highway420 m

Cafes (3)

  • James Street Cafe · 5838 Trans-Canada Highway412 m
  • Coffee on the Moon508 m
  • Tim Hortons523 m

Grocery (1)

  • Bulk Barn695 m

Parks (3)

  • Cowichan Sportsplex Community Park · 5847 Chesterfield Avenue470 m
  • Somenos Creek Park550 m
  • Kin Park671 m

Pharmacies (1)

  • Shoppers Drug Mart671 m

Banks & ATMs (4)

  • Localcoin Bitcoin ATM395 m
  • TD Canada Trust · 351 Trans-Canada Highway693 m
  • RBC790 m
  • RBC · 395 Trunk Road794 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($13,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$223,200.00
Periodic payment — Principal & Interest (monthly)$1,440.01
Additional monthly expenses (strata, tax, utilities, etc.)$402.35
Total monthly cost$1,842.36
Interest paid over 5-yr term$63,969.76
Balance at end of term$200,769.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$13,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,038.14

Cash Needed at Closing

Minimum down payment$13,950
Estimated BC PTT$3,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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