Property Type: Condo / ApartmentOwnership: Strata

404 435 Festubert St

Duncan, BC V9L3T3

$285,000

2 bed2 bath1 parking903 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

HDR

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$419/mo
Annual property tax
$2,441.77

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
City view, Mountain view

Parking

Total spaces
1 — uncovered indicated
Features
Open

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level5'0 x 6'2
EnsuiteMain level4'6 x 4'6
Primary BedroomMain level10'10 x 12'2
BedroomMain level9'7 x 10'1
EntranceMain level6'7 x 7'6
KitchenMain level7'10 x 8'0
Dining roomMain level7'3 x 12'11
BathroomMain level5'1 x 7'11
Living roomMain level13'1 x 15'5

Listing Information

MLS®
1031281
Listed
April 9, 2026
Time on market
On the market for 144 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.

Description

Welcome to Regency House in the heart of Duncan, nestled in the warm and vibrant Cowichan Valley—perfectly situated between Nanaimo and Victoria on beautiful Vancouver Island. This west-facing, top-floor 2-bedroom, 2-bathroom condo offers stunning views of Mount Prevost and an abundance of natural light. Enjoy an open-concept living and dining area, ideal for both relaxing and entertaining. The spacious primary bedroom features a generous walk-in closet, while in-suite laundry adds everyday convenience. Located in-town with a high walk score, you’re just minutes from downtown Duncan, where you can explore the popular Saturday Farm Market, local shops, and restaurants. Close to the university, community and aquatics centres, this home offers both comfort and accessibility. Outdoor enthusiasts will love the proximity to the Southern Gulf Islands and endless activities like boating, kayaking, fishing, and hiking. Discover the best of West Coast living—your new home awaits! (id:63159)

Values & Trends

This listing

$316/sqft

Building average

No other active listings in this building

West Duncan average

$363/sqft

18 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Quamichan SchoolSecondary934 m
Des CascadesElementary948 m
Duncan Christian School(Independent)K-12977 m
Khowhemun ElementaryElementary1.0 km
Alexander ElementaryElementary1.0 km
Cowichan Valley Open Learning Co-OpSecondary1.3 km
Cowichan Open SchoolSecondary1.3 km
Queen Margaret's(Independent)K-121.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Original Joe's207 m
  • Pizza Hut216 m
  • Green Leaf Vietnamese Restaurant.315 m
  • Duncan Garage317 m
  • Japan Town320 m

Cafes (5+)

  • Starbucks311 m
  • Tim Hortons · 166 Trunk Road337 m
  • Cafe la Vie352 m
  • James Street Cafe · 5838 Trans-Canada Highway369 m
  • Coffee on the Moon369 m

Grocery (4)

  • Bulk Barn258 m
  • Save-On-Foods · 181 Trans-Canada Highway513 m
  • London Drugs550 m
  • Real Canadian Superstore · 291 Cowichan Way564 m

Parks (4)

  • Kin Park185 m
  • Charles Hoey, VC, Memorial Park · 34 Canada Avenue362 m
  • Station Street Park426 m
  • China Gardens · 242 Government Street648 m

Shopping (1)

  • Whittome Mall411 m

Pharmacies (1)

  • Shoppers Drug Mart244 m

Banks & ATMs (5+)

  • RBC259 m
  • RBC · 395 Trunk Road274 m
  • TD Canada Trust · 351 Trans-Canada Highway323 m
  • Bank of Montreal · 21 Station Street366 m
  • CIBC · 118 Station Street470 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$228,000.00
Periodic payment — Principal & Interest (monthly)$1,470.98
Additional monthly expenses (strata, tax, utilities, etc.)$667.48
Total monthly cost$2,138.46
Interest paid over 5-yr term$65,345.46
Balance at end of term$205,086.74

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,081.97

Cash Needed at Closing

Minimum down payment$14,250
Estimated BC PTT$3,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,450

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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