Property Type: Detached HouseOwnership: Freehold

304 5TH NW Street

Nakusp, BC V0G1R0

$599,000

4 bed2 bath1 parking1,865 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.23 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,852

Interior

Basement
Full
Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Laminate, Ceramic Tile

Exterior & Lot

View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement5'0'' x 7'6''
Family roomBasement23'6'' x 13'6''
BedroomBasement10'6'' x 10'10''
BedroomBasement11'10'' x 9'6''
4pc BathroomMain level5'0'' x 9'6''
BedroomMain level9'6'' x 10'10''
Primary BedroomMain level10'9'' x 12'3''
FoyerMain level9'9'' x 7'7''
Living roomMain level15'6'' x 14'0''
Dining roomMain level10'0'' x 8'3''
KitchenMain level10'0'' x 8'3''

Listing Information

MLS®
10376033
Listed
February 18, 2026
Time on market
On the market for 194 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Selkirk Realty · Data source: CREA DDF.

Description

4 bedroom family home with daylight basement. Built in 1980, this home has been almost completely renovated over the past 10 years - inside & out - siding, roof, heating, floors, kitchen, bathroom, basement. The main floor plan is open, bright and spacious; it flows nicely from the back entry off the sundeck, through the open kitchen/living area to the full bath, master bedroom and 2nd bedroom. The basement has 2 more bedrooms, full bath, laundry, and family room. Attached single car garage with some storage space. The back yard is fenced, with a patio, fire pit area, and small garden shed. Plenty of room for a veggie garden and there is a gorgeous Magnolia tree in one corner, as well as a nice view of Saddle Mountain. Large, level lot in a quiet area close to the schools and walking distance to down town. This home is immaculate and ready to move into! It's a must see! (id:63159)

Values & Trends

This listing

$321/sqft

Building average

No other active listings in this building

Nakusp average

$427/sqft

34 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 94%

Wind ENE 4 km/h

Tonight

Tuesday

24°

Tuesday night

15°

Wednesday

20°

Wednesday night

12°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,589

(2021 Census)

-1% since 2016

Density: 197.6/km²

Dwellings: 831

Median household income: $64,500

After-tax: $59,200

Immigrant population: 9.1%

Top countries of origin (% of total population)

  • United States of America2.2% · 35
  • United Kingdom2.2% · 35
  • Germany0.9% · 15
  • Netherlands0.9% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Nakusp ElementaryElementary295 m
Nakusp SecondarySecondary433 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Bella Soriah · Broadway Street W597 m
  • Woodfire Pizza601 m
  • Leland on the Lake Restaurant · 96 4th Avenue Southwest680 m

Cafes (1)

  • Mountain Top Coffee · 109 Broadway Street W613 m

Grocery (1)

  • Save-On-Foods647 m

Parks (1)

  • Unnamed715 m

Banks & ATMs (2)

  • CIBC · 402 Broadway Street W596 m
  • Kootenay Savings Credit Union · 502 Broadway Street W608 m

Nearby places data: © OpenStreetMap contributors.

School district: Arrow Lakes (SD10)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$414.00
Total monthly cost$3,505.64
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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