Property Type: Detached HouseOwnership: Freehold

203 4th Avenue NW

Nakusp, BC V0G1R0

$498,000

4 bed2 bath1,882 sqftBuilt 1946
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.26 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,570.6

Interior

Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Hardwood, Laminate

Exterior & Lot

View
Mountain view

Building

Roof
Metal, Unknown

Parking

Features
Additional Parking

Room Dimensions

RoomLevelDimensions
OtherSecond level8'9'' x 10'8''
Mud roomMain level8'7'' x 12'
PantryMain level8'6'' x 12'8''
BedroomMain level9'6'' x 13'3''
BedroomSecond level10'9'' x 9'8''
BedroomSecond level10'7'' x 12'6''
Full bathroomMain level
Full bathroomSecond level
Primary BedroomSecond level10'9'' x 12'2''
Living roomMain level30'3'' x 13'5''
KitchenMain level11'2'' x 13'2''

Listing Information

MLS®
10380970
Listed
March 28, 2026
Time on market
On the market for 157 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Selkirk Realty · Data source: CREA DDF.

Description

This well loved and cared for property is ready for you to fall in love with. The charming and character filled home finds 4 bedrooms and 2 bathrooms over 2 levels and is situated on a 100'x115' double lot within walking distance to Nakusp. At the main entry, there is space for a mudroom/gear room to the left and easy access to the kitchen to the right. The kitchen is generously sized with room for a large island. Nearby is a large pantry/laundry room with storage and beside that another mudroom room/storage area currently being used for a catering business with ample shelving and a couple work tables. The main floor is anchored by a large great room which could easily be a dining room on one end and living room on the other. The rest of the main level finds a full bathroom with tub and a bedroom which is being used as a music space or could be an office. Most of the flooring is covered by beautiful, older hardwood which could be refinished. Heating is via a woodstove in the kitchen or wood stove insert in the living room and baseboards in the bedrooms. Upstairs is 3 bedrooms and bathroom with shower. The primary bedroom has a converted walk-in closet. Newer roof and hot water tank. Outside is an absolute gardeners dream. There is a lifetime's worth of landscaping, perennials, trees, flowers, garden boxes, beds, and a greenhouse (most with irrigation). Outbuildings for tools, firewood and yard equipment. Workshop building is 22'x24' to tinker in. Must see to appreciate. (id:63159)

Values & Trends

This listing

$265/sqft

Building average

No other active listings in this building

Nakusp average

$428/sqft

34 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 94%

Wind ENE 4 km/h

Tonight

Tuesday

24°

Tuesday night

15°

Wednesday

20°

Wednesday night

12°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,589

(2021 Census)

-1% since 2016

Density: 197.6/km²

Dwellings: 831

Median household income: $64,500

After-tax: $59,200

Immigrant population: 9.1%

Top countries of origin (% of total population)

  • United States of America2.2% · 35
  • United Kingdom2.2% · 35
  • Germany0.9% · 15
  • Netherlands0.9% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Nakusp ElementaryElementary353 m
Nakusp SecondarySecondary588 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Bella Soriah · Broadway Street W291 m
  • Woodfire Pizza307 m
  • Leland on the Lake Restaurant · 96 4th Avenue Southwest369 m

Cafes (1)

  • Mountain Top Coffee · 109 Broadway Street W351 m

Grocery (1)

  • Save-On-Foods350 m

Parks (1)

  • Unnamed511 m

Banks & ATMs (2)

  • CIBC · 402 Broadway Street W294 m
  • Kootenay Savings Credit Union · 502 Broadway Street W296 m

Nearby places data: © OpenStreetMap contributors.

School district: Arrow Lakes (SD10)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$398,400.00
Periodic payment — Principal & Interest (monthly)$2,570.34
Additional monthly expenses (strata, tax, utilities, etc.)$308.22
Total monthly cost$2,878.56
Interest paid over 5-yr term$114,182.59
Balance at end of term$358,362.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,637.97

Cash Needed at Closing

Minimum down payment$24,900
Estimated BC PTT$7,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,360

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information