Property Type: Detached HouseOwnership: Freehold

3052 Ensign Way

West Kelowna, BC V4T1V1

$739,000

4 bed2 bath7 parking2,040 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,889.72

Interior

Heating
Heat Pump
Cooling / A/C
Heat Pump
Fireplace
None
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
7 — covered indicated
Features
Attached Garage, RV, Oversize, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherMain level21'5'' x 22'
GymMain level11'9'' x 21'9''
Utility roomMain level11'9'' x 15'4''
BedroomMain level16'4'' x 8'3''
FoyerMain level9'11'' x 13'3''
OtherSecond level9' x 9'
Full ensuite bathroomSecond level13'4'' x 8'2''
Full bathroomSecond level9' x 7'11''
BedroomSecond level9'10'' x 9'
BedroomSecond level10'1'' x 9'
Primary BedroomSecond level13'7'' x 11'8''
KitchenSecond level17' x 9'
Dining roomSecond level11'9'' x 10'3''
Living roomSecond level15'10'' x 11'11''

Listing Information

MLS®
10389186
Listed
May 29, 2026
Time on market
On the market for 94 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

The best priced detached home currently in Shannon Lake, with a new Hot Water Tank and upgraded plumbing coming this summer! This 4-bed, 2-bath home sits on a 0.21-acre lot in one of West Kelowna's most family-friendly neighbourhoods. Start your day with coffee on the massive balcony that spans the front of the home, soaking in the stunning lake, mountain and city views. Wind down your evenings in the spacious backyard, complete with a cherry tree, where the western exposure brings you gorgeous sunset light. Inside, the upper living level is bright and welcoming, with a functional layout that flows from the kitchen to the backyard through sliding doors - ideal for BBQs and easy indoor-outdoor living. Three bedrooms and two bathrooms are on this level, including a primary with ensuite. The lower entry level has a fourth bedroom, a large rec room with sauna, laundry, and storage - and there's already a window in place behind the drywall, which means suite potential. Add some finishing touches and you could have a mortgage helper on your hands - that's a rare find at this price point! Parking is never an issue. There's a double garage, four more uncovered spaces, and RV parking. A heat pump keeps things comfortable year-round. Located close to schools, parks, trails, golf, and shopping, this is the kind of home that doesn't come up often at this price point. If you're a young family, first-time buyer, or investor with an eye for potential - this one is worth a look! (id:63159)

Values & Trends

This listing

$362/sqft

Building average

No other active listings in this building

Shannon Lake average

$380/sqft

40 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Shannon Lake ElementaryElementary837 m
Constable Neil Bruce Middle SchoolElementary859 m
Sensisyusten House of Learning(Independent)Elementary1.2 km
Chief Tomat ElementaryElementary1.4 km
Mount Boucherie SecondarySecondary1.7 km
Hudson Road ElementaryElementary3.0 km
Our Lady of Lourdes(Independent)Elementary/Middle3.4 km
Mar Jok ElementaryElementary3.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Shannon Way Park479 m
  • Unnamed590 m
  • Sandstone Park661 m
  • Shannon Springs Park765 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$591,200.00
Periodic payment — Principal & Interest (monthly)$3,814.22
Additional monthly expenses (strata, tax, utilities, etc.)$426.14
Total monthly cost$4,240.37
Interest paid over 5-yr term$169,439.62
Balance at end of term$531,786.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,306.63

Cash Needed at Closing

Minimum down payment$48,900
Estimated BC PTT$12,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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