Property Type: TownhouseOwnership: Strata

3065 Wilson Street Unit# 108

Penticton, BC V2A7K3

$299,888

2 bed1 bath1,025 sqftBuilt 1987
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$315/mo
Annual property tax
$2,130.48

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport, Additional Parking

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
StorageMain level4'10'' x 5'
Laundry roomMain level6'8'' x 7'2''
BedroomMain level9'2'' x 10'6''
Primary BedroomMain level11'2'' x 12'
Dining nookMain level7'4'' x 8'4''
KitchenMain level9' x 9'10''
Living roomMain level14'6'' x 16'8''

Listing Information

MLS®
10397229
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Welcome to Wilson Gardens! This immaculate rancher is located on a quiet street at the south end of Penticton. This bright and open 2-bedroom, 1-bathroom home has been meticulously maintained and updated. The inviting open concept layout features a charming bay window in the front living area, filling the space with natural light. The thoughtfully designed layout offers a spacious master bedroom and a versatile second bedroom, ideal for guests or a home office. Step outside to the covered rear carport, complete with 2 parking spaces and convenient additional storage. Located in a well-managed 55+ community, this property allows 2 small pets (dogs or cats, or one of each) and does not permit rentals - ensuring a quiet and stable environment. Enjoy the unbeatable walkable location, just minutes from shopping, public transit, and Skaha Lake park. Call us today! (id:63159)

Values & Trends

This listing

$293/sqft

Building average

No other active listings in this building

Main South average

$360/sqft

23 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Princess Margaret SecondarySecondary287 m
Wiltse ElementaryElementary1.8 km
Holy Cross School(Independent)Elementary/Middle2.7 km
Penticton Christian School(Independent)K-123.1 km
Penticton SecondarySecondary3.4 km
Secondaire de PentictonSecondary3.4 km
Columbia ElementaryElementary3.4 km
Entre-lacsElementary/Middle3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Skaha Pizza506 m
  • Kojo519 m

Cafes (2)

  • Second Cup190 m
  • Tim Hortons534 m

Parks (2)

  • Unnamed522 m
  • Unnamed799 m

Shopping (1)

  • Walmart · 275 Green Avenue West407 m

Pharmacies (2)

  • Rexall · 3030 Skaha Lake Road59 m
  • Skaha Pharmacy72 m

Banks & ATMs (1)

  • Interior Savings · 251 Green Avenue West268 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,994) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,910.00
Periodic payment — Principal & Interest (monthly)$1,547.82
Additional monthly expenses (strata, tax, utilities, etc.)$543.54
Total monthly cost$2,091.36
Interest paid over 5-yr term$68,758.90
Balance at end of term$215,799.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,994
Stress test qualifying rate8.09%
Payment you must qualify for$2,190.73

Cash Needed at Closing

Minimum down payment$14,994
Estimated BC PTT$3,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,492

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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