Property Type: TownhouseOwnership: Strata

3140 Wilson Street Unit# 216

Penticton, BC V2A7K4

$285,000

1 bed1 bath920 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$340/mo
Annual property tax
$1,601.36

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Sewer

Interior

Heating
Baseboard heaters
Cooling / A/C
Window air conditioner
Fireplace
None

Exterior & Lot

View
Mountain view

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageSecond level7' x 5'
Laundry roomSecond level7' x 5'
Primary BedroomSecond level10' x 18'
Full bathroomMain level
Dining roomMain level6' x 8'
KitchenMain level7' x 8'
Living roomMain level18' x 15'

Listing Information

MLS®
10391495
Listed
June 15, 2026
Time on market
On the market for 77 days
Data last synced
August 28, 2026

Listing provided by: 2 Percent Realty Interior Inc. · Data source: CREA DDF.

Description

Welcome to Tiffany Gardens and this perfect first time buyer or investors townhouse unit! This lovely one bedroom suite has a spacious layout of 920 sqft of space with a unique second floor loft layout for the bedroom space. As your walk in you’ll appreciate how spacious the main living area is with room for a large living room set, a dedicated dining area, a kitchen with counter space for bar stools, a lofted entrance ceiling, and still room to have a desk or computer area too. There is low maintenance laminate flooring downstairs and a patio on the main floor with sliding doors to let in lots of natural light and a second floor deck to enjoy a more private outdoor spot too. The huge bedroom upstairs has an ensuite bathroom, a walls of closet space plus a walk in closet and full sized laundry right off the space. This quiet gated complex has a great layout with lots of green space between buildings, and is just a short walk to schools for all ages, playing fields, and down the street to Skaha lake beaches and parks with endless outdoor activities. The units parking spot is right across from the front door and the complex has good visitor parking too. Enjoy this as your first home or a little summer getaway spot in the beautiful Okanagan, The complex allows long term rentals, has no age restriction, and is no pets and no smoking. Strata fees $340. per month. (id:63159)

Values & Trends

This listing

$310/sqft

Building average

No other active listings in this building

Main South average

$359/sqft

23 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Princess Margaret SecondarySecondary220 m
Wiltse ElementaryElementary1.7 km
Holy Cross School(Independent)Elementary/Middle2.8 km
Penticton Christian School(Independent)K-123.2 km
Columbia ElementaryElementary3.4 km
Penticton SecondarySecondary3.5 km
Secondaire de PentictonSecondary3.5 km
Entre-lacsElementary/Middle3.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Skaha Pizza459 m
  • Kojo483 m

Cafes (2)

  • Second Cup396 m
  • Tim Hortons673 m

Parks (2)

  • Unnamed420 m
  • Unnamed770 m

Shopping (1)

  • Walmart · 275 Green Avenue West632 m

Pharmacies (2)

  • Rexall · 3030 Skaha Lake Road299 m
  • Skaha Pharmacy312 m

Banks & ATMs (1)

  • Interior Savings · 251 Green Avenue West485 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$228,000.00
Periodic payment — Principal & Interest (monthly)$1,470.98
Additional monthly expenses (strata, tax, utilities, etc.)$519.45
Total monthly cost$1,990.43
Interest paid over 5-yr term$65,345.46
Balance at end of term$205,086.74

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,081.97

Cash Needed at Closing

Minimum down payment$14,250
Estimated BC PTT$3,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,450

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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