Property Type: Condo / ApartmentOwnership: Strata

309 5120 Cordova Bay Rd

Saanich, BC V8Y2K5

$939,900

2 bed2 bath1 parking1,136 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,227 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$589/mo
Annual property tax
$4,301

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Air Conditioned
Fireplace
None

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level6'0 x 16'0
EnsuiteMain level5-Piece
Primary BedroomMain level11'0 x 14'0
BedroomMain level9'3 x 9'10
BathroomMain level4-Piece
Laundry roomMain level3'9 x 5'0
OfficeMain level6'7 x 8'5
Living room/Dining roomMain level14'8 x 15'9
KitchenMain level12'6 x 13'1

Listing Information

MLS®
1027131
Listed
March 6, 2026
Time on market
On the market for 178 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Welcome to Haro, a distinguished modern coastal residence offering elevated seaside lifestyle in the heart of Cordova Bay. Thoughtfully designed with refined finishes, this high-end condominium blends contemporary sophistication with the relaxed elegance of West Coast living. This luminous home is bathed in afternoon/evening light through expansive windows filling the space with natural light, while the SW-facing balcony overlooks tranquil treetops. Inside, warm light wood flooring and soft beach-inspired tones create a serene, welcoming ambiance. Soaring 9-foot ceilings enhance the airy atmosphere, complementing the seamless open-concept design. At the heart of the home, a beautifully appointed designer kitchen makes a striking impression. Anchored by an oversized island with bar seating, it offers both function and style. Premium SS appliances, including a gas stove, provide culinary creativity to host with ease. The thoughtful layout separates the bedrooms from the main living area, ensuring privacy and flexibility. The primary suite is tranquil retreat, complete with a walk-through closet leading to a spa-inspired serene 5-piece ensuite; heated floors, oversized soaker tub, rain shower & an elegant vanity with refined finishes. A versatile den ideal as a home office, or a quiet sanctuary tailored to your lifestyle. Convenient nearby professional amenities, including a fitness studio, café, plentiful shopping, golf course, Lochside Trail & charming local eateries bustling with community. Just a short walk away, Cordova Bay beach—one of Victoria’s most iconic white sandy beaches. Exceptionally maintained & the suite presenting like new, this contemporary oasis offers comfort & understated luxury at every turn. Underground parking, dedicated storage & the welcome inclusion of pets and barbecues. Experience the privilege of coming home each day to refined coastal elegance at Haro—where modern design, natural beauty, and everyday indulgence come together seamlessly. (id:63159)

Values & Trends

This listing

$827/sqft

Building average

$847/sqft

2 active listing(s)

Cordova Bay average

$860/sqft

25 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cordova Bay ElementaryElementary545 m
Claremont SecondarySecondary887 m
Lakeview Christian School(Independent)Elementary/Middle1.7 km
Lochside ElementaryElementary2.5 km
Royal Oak Middle SchoolMiddle3.5 km
St. Margaret's(Independent)K-124.7 km
Prospect Lake ElementaryElementary4.8 km
Lake Hill ElementaryElementary4.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Unnamed180 m
  • McMorran Park · 5099 Cordova Bay Road187 m
  • Unnamed263 m
  • Agate Park296 m
  • Catalina Park299 m

Pharmacies (2)

  • IDA183 m
  • IDA · 5166 Cordova Bay Road183 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($68,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$751,920.00
Periodic payment — Principal & Interest (monthly)$4,851.13
Additional monthly expenses (strata, tax, utilities, etc.)$1,004.42
Total monthly cost$5,855.55
Interest paid over 5-yr term$215,502.43
Balance at end of term$676,354.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$68,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,696.99

Cash Needed at Closing

Minimum down payment$68,990
Estimated BC PTT$16,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$87,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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