Property Type: Detached HouseOwnership: Freehold

3096 South Main Street Unit# 15

Penticton, BC V2A8C1

$419,000

2 bed2.5 bath2 parking1,200 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.07 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$120/mo
Annual property tax
$2,892.19

Maintenance Fee Includes

Garbage

Also included: Ground Maintenance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Baseboard heaters
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions
Rentals
Allowed
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level9'11'' x 6'10''
4pc BathroomMain level
BedroomMain level13'3'' x 9'11''
2pc Ensuite bathMain level
Primary BedroomMain level13'5'' x 12'7''
Living roomMain level13' x 15'4''
Dining roomMain level11' x 11'5''
KitchenMain level9'1'' x 8'7''

Listing Information

MLS®
10377050
Listed
February 25, 2026
Time on market
On the market for 188 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Welcome to Lakewood Estates. This practical, 1200 sq ft rancher is ideally located in a quiet, adult oriented complex just steps away from the active Penticton Senior's Center, South Main Market, on the transit route as well as the bike lane route and only a short walk to Skaha Lake Park. With two generous size bedrooms, spacious living and kitchen area, a large laundry room as well as one and half bathrooms, this unit has everything you need. Bring your decorating ideas and update this unit to your personal taste. Outside you will find the easy care yard, a secure storage room, a south facing backyard with room for planter boxes, a single car garage as well as an additional parking spot. This complex is 55+, allows 1 pet up to 15 inches at the shoulder with strata approval, and has RV parking for $20 per month subject to availability. Call to book your private viewing today. (id:63159)

Values & Trends

This listing

$349/sqft

Building average

No other active listings in this building

Main North average

$492/sqft

56 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Princess Margaret SecondarySecondary387 m
Wiltse ElementaryElementary1.3 km
Holy Cross School(Independent)Elementary/Middle2.7 km
Columbia ElementaryElementary3.0 km
Penticton Christian School(Independent)K-123.1 km
Entre-lacsElementary/Middle3.3 km
Penticton SecondarySecondary3.4 km
Secondaire de PentictonSecondary3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Second Cup716 m

Parks (1)

  • Unnamed252 m

Pharmacies (2)

  • Skaha Pharmacy705 m
  • Rexall · 3030 Skaha Lake Road707 m

Banks & ATMs (1)

  • Interior Savings · 251 Green Avenue West795 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$335,200.00
Periodic payment — Principal & Interest (monthly)$2,162.60
Additional monthly expenses (strata, tax, utilities, etc.)$421.02
Total monthly cost$2,583.61
Interest paid over 5-yr term$96,069.28
Balance at end of term$301,513.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,060.87

Cash Needed at Closing

Minimum down payment$20,950
Estimated BC PTT$6,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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