Property Type: TownhouseOwnership: Strata

31 815 Dunsmuir Cres

Ladysmith, BC V9G1R8

$599,000

3 bed3 bath5 parking2,436 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
2,072 square feet
Zoning
Residential

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$626/mo
Annual property tax
$4,460.3

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
City view, Mountain view

Parking

Total spaces
5 — covered indicated
Features
Garage

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Wine CellarLower level19'6 x 12'7
Utility roomLower level19'6 x 8'11
WorkshopLower level21'7 x 10'7
StorageLower level5'4 x 12'9
BathroomLower level3-Piece
BedroomLower level
Family roomLower level21'6 x 11'8
Laundry roomMain level5'6
EnsuiteMain level3-Piece
Primary BedroomMain level18'7 x 11'9
BedroomMain level12'11
BathroomMain level4-Piece
KitchenMain level18'10 x 10'6
Living room/Dining roomMain level23'7 x 14'11

Listing Information

MLS®
1042171
Listed
July 3, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty Ltd. · Data source: CREA DDF.

Description

Visit REALTOR® website for additional information. Rare find, patio home with a bonus lower level! This beautifully designed patio home in Colonia Gardens 55+ community offers main-level entry, a walk-out basement, and a single-car garage. Filled with natural light, the living room features large windows, a cozy gas fireplace, and an open flow to the dining area. The kitchen boasts ample cabinetry, counter space, an eat-in area, and access to a covered deck—perfect for morning coffee or evening wine. The main floor includes a 4pc bath with skylight, a bedroom, and a spacious primary with a 3-piece ensuite. The lower level has a separate entrance and features a spacious rec room, third bedroom, 3pc bath, workshop, and wine-making room with multi-use potential—perfect for family or guests. Outside, enjoy a fenced backyard with garden beds for added privacy and relaxation. (id:63159)

Values & Trends

This listing

$246/sqft

Building average

No other active listings in this building

Ladysmith average

$397/sqft

11 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith SecondarySecondary197 m
Ladysmith PrimaryElementary429 m
Ladysmith IntermediateElementary656 m
Stz'uminus Senior Secondary(Independent)Secondary4.2 km
North Oyster ElementaryElementary6.3 km
Chemainus Elementary Community SchoolElementary9.7 km
Chemainus SecondaryK-1210.2 km
Thetis Island ElementaryElementary10.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Jas Cafe · 440 4th Avenue653 m

Parks (1)

  • Kinsmen Park623 m

Gyms (1)

  • Frank Jamison Community Center263 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$1,119.49
Total monthly cost$4,211.13
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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