Property Type: Detached HouseOwnership: Freehold

3131 Elliott Road

West Kelowna, BC V4T1M7

$1,695,000

3 bed3.5 bath10 parking2,160 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
3.66 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,878

Interior

Heating
Baseboard heaters, Forced air, See remarks
Cooling / A/C
Central air conditioning, Window air conditioner
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Pool
Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Detached Garage, Covered

Room Dimensions

RoomLevelDimensions
Unfinished RoomLower level50'6'' x 24'7''
OtherLower level11'5'' x 11'2''
Primary BedroomMain level12'7'' x 19'11''
Living roomMain level16'6'' x 25'5''
Partial bathroomMain level7'3'' x 8'0''
KitchenMain level15'4'' x 12'2''
FoyerMain level11'7'' x 5'7''
Dining roomMain level9'8'' x 9'6''
BedroomMain level13'5'' x 14'1''
BedroomMain level12'3'' x 11'6''
4pc Ensuite bathMain level7'9'' x 7'0''
4pc Ensuite bathMain level10'5'' x 14'8''

Listing Information

MLS®
10376218
Listed
March 26, 2026
Time on market
On the market for 158 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

If you’ve been looking for more space, fresh air, and a slower pace—this is where it begins. Set on just over 3.5 acres and only minutes from West Kelowna amenities, this property offers the rare opportunity to live a true acreage lifestyle without giving up convenience. Mornings can start with coffee overlooking your pastures, afternoons spent riding directly from your property to nearby Smith Creek trails, and evenings unwinding poolside under the Okanagan sun. Designed with horse lovers in mind, the property features three pastures, three paddocks, a round pen, electric fencing, and three powered shelters with tack storage—everything thoughtfully in place. For those drawn to a more self-sufficient lifestyle, there’s a chicken coop for up to 30 hens, fruit trees, and a fenced garden with raised beds—ideal for growing your own food and working toward farm status. The home offers a warm and inviting layout with three bedrooms, including two ensuites, three fireplaces, and a custom covered gazebo that extends your living space outdoors. An unfinished basement provides flexibility for future use, and there is potential to add a carriage home. A property that offers space to breathe, room to grow, and the kind of lifestyle that’s increasingly hard to find. (id:63159)

Values & Trends

This listing

$785/sqft

Building average

No other active listings in this building

Smith Creek average

$389/sqft

13 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Glenrosa ElementaryElementary1.3 km
Glenrosa Middle SchoolMiddle1.9 km
Webber Road ElementaryElementary1.9 km
Helen Gorman ElementaryElementary2.1 km
Shannon Lake ElementaryElementary2.1 km
Our Lady of Lourdes(Independent)Elementary/Middle2.2 km
Sensisyusten House of Learning(Independent)Elementary3.4 km
Constable Neil Bruce Middle SchoolElementary3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Smith Creek Park450 m
  • Saddle Ridge Park495 m
  • Bridle Hill Park580 m
  • Harold Park584 m
  • Smith Creek Trail626 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,356,000.00
Periodic payment — Principal & Interest (monthly)$8,748.45
Additional monthly expenses (strata, tax, utilities, etc.)$264.50
Total monthly cost$9,012.95
Interest paid over 5-yr term$388,633.50
Balance at end of term$1,219,726.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,427.17

Cash Needed at Closing

Minimum down payment$339,000
Estimated BC PTT$31,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$372,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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