Property Type: Detached HouseOwnership: Freehold

3830 Gellatly Road S

West Kelowna, BC V4T2K6

$1,790,000

4 bed3.5 bath5 parking2,163 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.85 acres
Frontage
327 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,025

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Flooring
Carpeted, Ceramic Tile, Linoleum, Vinyl

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomBasement7'6'' x 10'6''
KitchenBasement6'0'' x 10'6''
BedroomBasement9'3'' x 14'5''
Living roomBasement12'0'' x 14'5''
DenBasement7'0'' x 15'0''
4pc BathroomMain level5'0'' x 9'0''
2pc Ensuite bathMain level5'7'' x 7'5''
BedroomMain level9'7'' x 10'0''
BedroomMain level9'7'' x 9'7''
Primary BedroomMain level12'0'' x 14'7''
KitchenMain level9'0'' x 15'0''
Dining roomMain level9'0'' x 15'0''
Living roomMain level12'2'' x 17'9''

Listing Information

MLS®
10369413
Listed
November 17, 2025
Time on market
On the market for 287 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Attention Investors! Here's a golden opportunity—a 0.85-acre property with Development Permits for 20 lake-view townhouses, along with valuable city DCC credits earmarked for road frontage enhancements. Everything is set for a savvy investor to step in and capitalize. Not keen on townhouses? No worries! The Official Community Plan (OCP) designates this land as MDR, Medium Density Residential. Furthermore, the $3,500 monthly rent from this well-maintained house can offset mortgage expenses. The location couldn't be better. Within a 5-minute drive, you'll find yourself at the beach or the shopping center. And in just 10 minutes, you can be indulging in the wines of the Okanagan. Situated adjacent to the new and burgeoning community Shorerise, this spot is becoming one of the most sought-after in West Kelowna. Don't delay—seize this promising opportunity today! (id:63159)

Values & Trends

This listing

$828/sqft

Building average

No other active listings in this building

Westbank Centre average

$413/sqft

49 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle793 m
Webber Road ElementaryElementary1.1 km
Glenrosa Middle SchoolMiddle1.7 km
Glenrosa ElementaryElementary2.1 km
Helen Gorman ElementaryElementary3.4 km
Sensisyusten House of Learning(Independent)Elementary3.8 km
Shannon Lake ElementaryElementary3.9 km
Chief Tomat ElementaryElementary4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Turtle Jack's679 m
  • Boston Pizza706 m
  • Cherry Pit793 m

Parks (2)

  • Westbank Centre Park589 m
  • Glenway Park797 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($358,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,432,000.00
Periodic payment — Principal & Interest (monthly)$9,238.78
Additional monthly expenses (strata, tax, utilities, etc.)$276.75
Total monthly cost$9,515.53
Interest paid over 5-yr term$410,415.32
Balance at end of term$1,288,088.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$358,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,011.58

Cash Needed at Closing

Minimum down payment$358,000
Estimated BC PTT$33,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$393,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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