Property Type: TownhouseOwnership: Strata

3135 Walnut Street Unit# 2

Kelowna, BC V1W3T6

$559,998

2 bed2.5 bath3 parking1,024 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$450/mo
Annual property tax
$2,320

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Other, See Remarks

Interior

Heating
Baseboard heaters
Cooling / A/C
Window air conditioner
Fireplace
None
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Wood siding

Building

Roof
Other, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, Additional Parking

Restrictions & Policies

Pets
Restrictions apply

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level12' x 13'2''
BedroomSecond level11'11'' x 8'9''
4pc BathroomSecond level7'8'' x 6'4''
Living roomMain level14'5'' x 15'6''
KitchenMain level9'6'' x 12'1''
Dining roomMain level5'2'' x 12'1''
2pc BathroomMain level4'1'' x 4'6''

Listing Information

MLS®
10386539
Listed
May 12, 2026
Time on market
On the market for 111 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to effortless Lower Mission living just steps from the beach, the new paddle board dock, restaurants, breweries, shopping, amenities, and the college. This beautifully updated 2-bedroom, 2-bath townhouse delivers that lakeside lifestyle everyone wants, with room for the toys. Inside, the home shows exceptionally well with a bright, stylish feel throughout. Recent updates include newer flooring, newer paint, and new windows, giving the space a fresh, move-in-ready feel. The main level features an updated kitchen with stainless steel appliances, plenty of functional space, in-suite laundry, a comfortable living area, and a convenient 2-piece bath. Upstairs, you’ll find two bedrooms and a beautifully renovated full bathroom featuring stunning imported tile, adding a unique designer touch. Outdoor living is easy with both a fenced back patio and a front patio perfect for morning coffee, summer evenings, or rinsing off after a paddle on the lake. The building has also recently received a brand-new roof, offering added peace of mind. A rare bonus: this unit includes three parking stalls, including a detached garage. With low strata fees of just $450/month, this is an incredible opportunity to own in one of Kelowna’s most loved neighborhoods. Grab your paddle board, walk to the beach in minutes, meet friends at a nearby restaurant or brewery, and enjoy being right in the heart of everything the Lower Mission has to offer. The location truly can’t be beat (id:63159)

Values & Trends

This listing

$547/sqft

Building average

$498/sqft

1 active listing(s)

Lower Mission average

$563/sqft

48 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Raymer ElementaryElementary613 m
Kelowna SecondarySecondary1.1 km
KLO Middle SchoolMiddle1.2 km
Casorso ElementaryElementary1.2 km
Immaculata Regional High School(Independent)Secondary2.0 km
A S Matheson ElementaryElementary2.1 km
St Joseph Elementary School(Independent)Elementary2.2 km
Central School ProgramsK-122.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Canadian Brewhouse · 3030 Pandosy Street279 m
  • Chutney · 3011 Pandosy Street327 m
  • Bless'd Sips & Slices · 3377 Lakeshore Road456 m
  • Soy480 m
  • Hector's Casa496 m

Cafes (5+)

  • Starbucks133 m
  • Tim Hortons327 m
  • Half Blind Bean Coffee363 m
  • Bean scene431 m
  • Bread Co.447 m

Grocery (3)

  • Save-On-Foods227 m
  • Urban Fare245 m
  • Lakview Market294 m

Parks (5+)

  • Watt Park154 m
  • waterfront park234 m
  • Watt Road Beach Access307 m
  • Fascieux Creek Wetland415 m
  • Abbott Park444 m

Gyms (2)

  • Orangetheory Fitness · 590 K.L.O. Road285 m
  • The Athlete Den Training & Rehab Studio Inc. · 3320 Richter Street355 m

Pharmacies (1)

  • Pharmasave243 m

Banks & ATMs (3)

  • BMO145 m
  • RBC Royal Bank244 m
  • TD291 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Other Listings in This Building

Other units currently listed in the same building. 3135 Walnut Street

View building profile →
Built 1972

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($31,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$447,998.00
Periodic payment — Principal & Interest (monthly)$2,890.33
Additional monthly expenses (strata, tax, utilities, etc.)$694.33
Total monthly cost$3,584.66
Interest paid over 5-yr term$128,397.51
Balance at end of term$402,975.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$31,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,067.81

Cash Needed at Closing

Minimum down payment$31,000
Estimated BC PTT$9,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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