Property Type: TownhouseOwnership: Strata

3135 Walnut Street Unit# 5

Kelowna, BC V1W3T6

$500,000

2 bed2.5 bath1 parking1,004 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$450/mo
Annual property tax
$2,456.02

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
BedroomMain level8'9'' x 12'
Partial bathroomMain level4'8'' x 4'2''
Dining roomMain level12'2'' x 8'7''
Full bathroomSecond level6'4'' x 7'9''
Primary BedroomSecond level12'2'' x 15'6''
KitchenMain level11'2'' x 6'11''
Living roomMain level15'7'' x 13'2''

Listing Information

MLS®
10396084
Listed
July 28, 2026
Time on market
On the market for 34 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Wake up and walk a few steps to the beach. Grab a coffee from your favourite neighbourhood cafe. Bike along the brand new pathway right outside your door. Spend your afternoons at the lake, your evenings on a patio, and enjoy the convenience of having some of Kelowna's top rated schools, parks, restaurants, breweries, boutique shopping, recreation facilities, grocery stores, transit stops, and everyday amenities all just minutes away. Welcome to the Lower Mission, one of Kelowna's most sought after neighbourhoods, where an active, walkable lifestyle and a true sense of community come together. This charming two storey townhouse is perfectly positioned to take full advantage of everything the neighbourhood has to offer. Featuring 2 bright and inviting bedrooms, a cozy open concept living space, and a functional kitchen filled with natural light, this home is designed for comfortable everyday living. Enjoy the convenience of in unit laundry, a detached single car garage, and a private patio that is perfect for morning coffee, summer BBQs, or relaxing after a day at the beach. Whether you're a first time buyer, downsizer, or investor, this is an incredible opportunity to own in one of Kelowna's most desirable communities. Just moments from Gyro Beach, Rotary Beach, H2O Adventure + Fitness Centre, Mission Creek Greenway, shopping, dining, and schools and transit stops, this location offers the perfect balance of recreation, convenience, and connectivity, with easy access to downtown Kelowna and the rest of the Okanagan. (id:63159)

Values & Trends

This listing

$498/sqft

Building average

$547/sqft

1 active listing(s)

Lower Mission average

$564/sqft

48 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Raymer ElementaryElementary643 m
Kelowna SecondarySecondary1.2 km
KLO Middle SchoolMiddle1.2 km
Casorso ElementaryElementary1.3 km
A S Matheson ElementaryElementary2.1 km
Immaculata Regional High School(Independent)Secondary2.1 km
St Joseph Elementary School(Independent)Elementary2.2 km
Central School ProgramsK-122.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Canadian Brewhouse · 3030 Pandosy Street305 m
  • Chutney · 3011 Pandosy Street359 m
  • Bless'd Sips & Slices · 3377 Lakeshore Road490 m
  • Soy491 m
  • Hector's Casa514 m

Cafes (5+)

  • Starbucks209 m
  • Tim Hortons391 m
  • Half Blind Bean Coffee421 m
  • Bean scene446 m
  • Bread Co.468 m

Grocery (3)

  • Save-On-Foods297 m
  • Urban Fare320 m
  • Lakview Market329 m

Parks (5+)

  • Watt Park110 m
  • waterfront park195 m
  • Watt Road Beach Access300 m
  • Abbott Park428 m
  • Fascieux Creek Wetland490 m

Gyms (2)

  • Orangetheory Fitness · 590 K.L.O. Road335 m
  • The Athlete Den Training & Rehab Studio Inc. · 3320 Richter Street410 m

Pharmacies (1)

  • Pharmasave319 m

Banks & ATMs (3)

  • BMO218 m
  • RBC Royal Bank276 m
  • TD360 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Other Listings in This Building

Other units currently listed in the same building. 3135 Walnut Street

View building profile →
Built 1972

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$400,000.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (strata, tax, utilities, etc.)$704.67
Total monthly cost$3,285.33
Interest paid over 5-yr term$114,641.15
Balance at end of term$359,801.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,652.58

Cash Needed at Closing

Minimum down payment$25,000
Estimated BC PTT$8,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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