3148 Bay Rd
Qualicum Beach, BC V9K2L7
$648,500
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 10,890 square feet
- Zoning
- Residential
cd3
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $100/mo
- Annual property tax
- $2,328
Interior
- Heating
- Wood
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Lake view, Mountain view
- Waterfront
- Waterfront on lake
Parking
- Total spaces
- 5
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | 3-Piece |
| Sunroom | Main level | 7'9 x 11'8 |
| Ensuite | Main level | 2-Piece |
| Bedroom | Main level | 9'7 x 11'5 |
| Kitchen | Main level | 14'6 x 8'10 |
| Eating area | Main level | 7'4 x 7'3 |
| Living room | Main level | 17'2 x 18'3 |
Listing Information
- MLS®
- 1036502
- Listed
- May 14, 2026
- Time on market
- On the market for 109 days
- Data last synced
- August 28, 2026
Listing provided by: REMAX Ocean Pacific (CR) · Data source: CREA DDF.
Description
Escape to the lake with this charming waterfront cabin- the perfect retreat for family fun & relaxing weekends on Horne Lake! Nestled along the shoreline with stunning lake views, this cozy getaway blends warmth, character, and natural beauty on a spacious quarter-acre lot. Inside, you’ll find an open-concept living space with soaring wood ceilings, a wood-burning fireplace, and large windows that frame the peaceful waterfront setting. Thoughtfully updated with newer solar panels, this property offers improved energy efficiency and sustainable rural living. Outside, enjoy a spacious deck for entertaining, evenings around the fire pit, and direct access to the lake. The property offers ample space for RV and boat parking, making it easy to host family and friends and store all your recreational toys. Surrounded by nature, this peaceful retreat offers privacy while still being within reach of amenities. This waterfront cabin is a rare opportunity to enjoy prime lake life- call today! (id:63159)
Values & Trends
This listing
$999/sqft
Building average
—
No other active listings in this building
Horne Lake average
—
No comparable active listings
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
—
Humidity 73%
Wind WSW 4 km/h
Tonight
13°
Tuesday
19°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
9,303
(2021 Census)
+4% since 2016
Density: 517.4/km²
Dwellings: 4,763
Median household income: $76,500
After-tax: $69,000
Immigrant population: 20.4%
Top countries of origin (% of total population)
- United Kingdom10.7% · 995
- United States of America1.7% · 160
- Germany1.1% · 105
- Netherlands0.6% · 60
- Philippines0.4% · 35
- South Africa, Republic of0.3% · 30
- India0.2% · 20
- Jamaica0.2% · 15
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| John Howitt Elementary | Elementary | 11.9 km |
| Bowser Elementary | Elementary | 12.3 km |
| des Grands-cedres | Elementary | 12.3 km |
| Arrowsmith Independent School(Independent) | Elementary | 13.2 km |
| Wood Elementary | Elementary | 13.3 km |
| Alberni District Secondary | Secondary | 13.3 km |
| Alberni Elementary | Elementary | 13.4 km |
| Tsuma-as Elementary | Elementary | 13.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Qualicum (SD69)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,850) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.