Property Type: Condo / ApartmentOwnership: Strata

LT 101 3474 Horne Lake Caves Rd

Qualicum Beach, BC V9K2L7

$799,900

2 bed1 bath4 parking733 sqft
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Property Details

Property & Lot

Sub-type
House
Lot size
7,841 square feet
Zoning
Residential

CD 9

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$105/mo
Annual property tax
$2,071.99

Interior

Heating
Wood, Other
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Lake view
Waterfront
Waterfront on lake

Parking

Total spaces
4 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherAuxiliary Building
Unfinished RoomSecond level
Primary BedroomMain level
Living roomMain level
KitchenMain level
Dining roomMain level
BedroomMain level
BathroomMain level4-Piece

Listing Information

MLS®
1047036
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

A PERFECT LAKESIDE GETAWAY! Tucked away off a scenic gravel road, this charming off-grid cabin offers a rare opportunity to escape into nature and enjoy the beauty of Horne Lake. Step onto the expansive private deck and take in breathtaking lake and mountain views. Spend your days boating, swimming, hiking, biking or simply relaxing with a good book. Your private dock is just steps from the cabin, making lake days effortless. Inside, the cozy two-bedroom cabin features a spacious upper loft, woodstove, propane fridge, stove and hot water, washer/dryer, generator and solar power system with panels, batteries and inverter. With great access to nearby parks, lakes and the outdoors, its clear why this is a great recreational home and why this peaceful retreat is ready for your next adventure. (id:63159)

Values & Trends

This listing

$1,091/sqft

Building average

No other active listings in this building

Qualicum North average

$710/sqft

19 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

9,303

(2021 Census)

+4% since 2016

Density: 517.4/km²

Dwellings: 4,763

Median household income: $76,500

After-tax: $69,000

Immigrant population: 20.4%

Top countries of origin (% of total population)

  • United Kingdom10.7% · 995
  • United States of America1.7% · 160
  • Germany1.1% · 105
  • Netherlands0.6% · 60
  • Philippines0.4% · 35
  • South Africa, Republic of0.3% · 30
  • India0.2% · 20
  • Jamaica0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
John Howitt ElementaryElementary10.7 km
des Grands-cedresElementary11.2 km
Bowser ElementaryElementary11.5 km
Tsuma-as ElementaryElementary12.1 km
Alberni ElementaryElementary12.3 km
Wood ElementaryElementary12.4 km
Alberni District SecondarySecondary12.4 km
John Paul II Catholic School(Independent)Elementary13.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Qualicum (SD69)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$314.67
Total monthly cost$4,443.21
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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