Property Type: Detached HouseOwnership: Freehold

318 GUELPH Avenue

Cambridge, BC N3C4A5

$949,900

4 bed3 full, 2 half bath6 parking2,791 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Lot size
0.53 acres
Frontage
90 feet

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,271

Interior

Basement
Unfinished, Partial
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer

Exterior & Lot

Exterior features
Vinyl siding
Pool
Indoor pool

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BedroomThird level14'9'' x 14'11''
Primary BedroomSecond level10'9'' x 10'4''
Family roomSecond level10'9'' x 10'4''
BedroomSecond level7'4'' x 9'11''
BedroomSecond level13'5'' x 11'6''
4pc BathroomSecond level9'9'' x 7'0''
2pc BathroomSecond level16'0'' x 7'3''
PantryMain level7'7'' x 7'10''
OfficeMain level12'1'' x 10'5''
Living roomMain level21'6'' x 17'10''
Laundry roomMain level16'6'' x 7'8''
KitchenMain level14'7'' x 15'1''
Dining roomMain level14'4'' x 15'3''
2pc BathroomMain level8'10'' x 7'4''

Listing Information

MLS®
40856315
Listed
August 18, 2026
Time on market
On the market for 27 days
Data last synced
September 15, 2026

Listing provided by: PEAK REALTY LTD. · Data source: CREA DDF.

Description

Welcome home to 318 Guelph Avenue, acknowledged as a former home of Jacob Hespeler, making it truly a one-of-a-kind property where history, character, and everyday family living come together on a rare 0.53-acre fully serviced lot. With origins dating back to the 1840s, this remarkable home stands as a meaningful piece of Cambridge history, once part of an early farmstead and connected to the roots of the former village community. Set proudly among mature trees, established gardens, and a deep private yard, the property offers a sense of space and presence that is incredibly hard to find today. Inside, the home blends timeless charm with modern comfort, featuring generous principal rooms, warm character details, a spacious kitchen, formal dining area, inviting living room, main-floor office, convenient main-floor laundry, pantry, 4 bedrooms, 3 bathrooms, a second-floor family room, and a charming third-floor loft that can be used as a bedroom which offers even more flexible living space. From morning coffee on the covered front porch to quiet evenings tucked into one of the home’s many inviting spaces, this is a property that feels both impressive and welcoming. Whether you need room to work from home, host family gatherings, create a quiet reading retreat, or simply enjoy the feel of a home with a story, this property delivers something special at every turn. The private saltwater pool adds a rare summer lifestyle feature, perfect for relaxing, entertaining, and making memories right at home. Outside, the large lot provides beautiful green space, privacy, mature landscaping, and plenty of room to enjoy the changing seasons, while the long driveway offers parking for multiple vehicles. Located in an established Hespeler neighbourhood close to parks, schools, shopping, public transit, and 401 access, 318 Guelph Avenue is a rare opportunity to own a piece of local history with the space, warmth, and character to create lasting memories for years to come. (id:63159)

Values & Trends

This listing

$340/sqft

Building average

No other active listings in this building

44 - Blackbridge/Fisher Mills/Glenchristie/Hagey/Silver Heights average

$391/sqft

6 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (strata, tax, utilities, etc.)$662.58
Total monthly cost$5,565.33
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.20

Cash Needed at Closing

Minimum down payment$69,990
Estimated BC PTT$16,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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