Property Type: Detached HouseOwnership: Freehold

3180 Gilana Pl

Duncan, BC V9L0C9

$929,000

5 bed4 bath6 parking2,397 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Lot size
7,666 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$5,160.56

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
See Remarks
Fireplace
None

Parking

Total spaces
6 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
PatioOther
BathroomOther
BedroomOther
BedroomOther
Living roomOther
KitchenOther
BathroomSecond level3-Piece
EnsuiteSecond level
Primary BedroomMain level
BedroomSecond level
BedroomSecond level
BathroomMain level
Laundry roomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1040053
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

INCREDIBLE HOME WITH LEGAL DETACHED CARRIAGE HOUSE!Centrally located just steps from schools, shopping, parks, transit, and everyday amenities, this exceptional property offers the perfect blend of flexibility, income potential, and comfortable family living.The main residence features 3 bedrooms, 3 full bathrooms, and a bright open-concept layout designed for modern living. The spacious kitchen boasts granite countertops, stainless steel appliances, custom cabinetry, and ample workspace, making it ideal for both daily life and entertaining. The inviting family room opens through French doors to a large south-facing patio, creating a seamless indoor-outdoor living experience.Adding tremendous value is the fully detached and legal 2-bedroom carriage home, complete with separate hydro metering. Whether you're seeking a mortgage helper, investment property, or private accommodation for extended family, this versatile space provides endless possibilities.Additional highlights include a single-car garage, oversized driveway with ample parking, generous yard space, and a fenced private backyard for the carriage home. Conveniently situated near major bus routes, schools, recreation, and all amenities, this is a rare opportunity for investors, multi-generational families, or buyers looking to offset their mortgage with rental income.Don't miss your chance to own this versatile and income-generating property. Contact your Realtor today to book a private showing! (id:63159)

Values & Trends

This listing

$388/sqft

Building average

No other active listings in this building

West Duncan average

$499/sqft

48 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Mount Prevost ElementaryElementary312 m
Drinkwater ElementaryElementary497 m
Queen Margaret's(Independent)K-121.2 km
Cowichan Valley Open Learning Co-OpSecondary1.3 km
Cowichan Open SchoolSecondary1.3 km
Tansor ElementaryElementary1.7 km
Khowhemun ElementaryElementary1.9 km
Alex AitkenElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Sundays Coffee and Provisions · 6114 Somenos Road457 m
  • Tim Hortons · 3320 Cowichan Lake Road515 m

Grocery (1)

  • Country Grocer · 3288 Cowichan Lake Road547 m

Parks (5+)

  • Sherman Road Soccer Park242 m
  • Moorfield Park · 3125 Moorfield Road292 m
  • Unnamed · 6232 Palahi Road395 m
  • Ryall Park425 m
  • Quailview Connector Park497 m

Pharmacies (1)

  • The Medicine Shoppe · 3292 Cowichan Lake Road563 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$743,200.00
Periodic payment — Principal & Interest (monthly)$4,794.87
Additional monthly expenses (strata, tax, utilities, etc.)$550.05
Total monthly cost$5,344.92
Interest paid over 5-yr term$213,003.26
Balance at end of term$668,510.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,621.56

Cash Needed at Closing

Minimum down payment$67,900
Estimated BC PTT$16,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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