Property Type: Detached HouseOwnership: Freehold

3056 Gibbins Rd

Duncan, BC V9L1E4

$799,900

4 bed5 bath10 parking2,930 sqftBuilt 1954
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Property Details

Property & Lot

Sub-type
House
Lot size
0.52 acres
Zoning
Duplex

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,858.37

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Bonus RoomSecond level14' x 25'
Eating areaLower level13' x 14'
EnsuiteLower level2-Piece
BedroomLower level9' x 10'
Living roomLower level16' x 15'
PatioMain level20' x 24'
PatioMain level5' x 12'
Dining roomMain level15' x 12'
Laundry roomMain level5'11
KitchenMain level13' x 11'
Eating areaMain level11' x 14'
BathroomMain level4-Piece
Living roomMain level14' x 21'
EnsuiteMain level4-Piece
Primary BedroomMain level11' x 16'
EnsuiteMain level2-Piece
BedroomMain level10' x 13'
EnsuiteMain level3-Piece
BedroomMain level10' x 14'
KitchenMain level15' x 13'
EntranceMain level5' x 6'

Listing Information

MLS®
1040976
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: Maxxam Realty Ltd. · Data source: CREA DDF.

Description

Now listed at $799,900. Big lot. Big house. Big options. This large 4+ bedroom, 4 bathroom home sits on a flat 0.52-acre R3-zoned corner lot across from the current Cowichan District Hospital, with a vacant 1-bedroom suite, excellent parking, RV space, and room for future plans. The main level offers approximately 2,100 sq. ft. with updated flooring, multiple living areas, a spacious kitchen, and many bedrooms with bathroom access. The layout works well for a large family, extended family, rental use, shared living, or a potential care-home-style setup, subject to buyer verification and approvals. Outside is where this property really separates itself. There is room for vehicles, family, tenants, work trucks, RVs, and long-term ideas. Survey work has been completed, selective tree removal has been done, and the sellers have paid North Cowichan toward the proposed subdivision process for two additional lots. Live in it, rent it, hold it, or explore the future potential. Half-acre corner lots with R3 zoning, suite potential, parking, and this much flexibility are not exactly falling out of the sky. Main floor is tenant occupied. Lower suite is vacant. Please allow 24 hours’ notice for showings. (id:63159)

Values & Trends

This listing

$273/sqft

Building average

No other active listings in this building

West Duncan average

$501/sqft

48 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Queen Margaret's(Independent)K-12232 m
Cowichan Valley Open Learning Co-OpSecondary514 m
Cowichan Open SchoolSecondary514 m
Khowhemun ElementaryElementary758 m
Drinkwater ElementaryElementary1.4 km
Ecole Mount Prevost ElementaryElementary1.4 km
Quamichan SchoolSecondary2.1 km
Alexander ElementaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Fishbowl Cafe · 580 Cairnsmore Street417 m

Grocery (1)

  • 49th Parallel Grocery · 550 Cairnsmore Street461 m

Parks (5+)

  • Mayo Park338 m
  • Stonehaven Park351 m
  • Unnamed484 m
  • Unnamed507 m
  • Unnamed · 1040 College Street528 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$551.86
Total monthly cost$4,680.41
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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