Property Type: Detached HouseOwnership: Freehold

32 SAMUEL Street

Kitchener, BC N2H1P1

$599,900

4 bed3 bath2 parking1,659 sqft
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.06 acres
Frontage
80 feet

R2B

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,358.6

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer

Exterior & Lot

Exterior features
Brick, Other
Lot features
Corner Site, Sump Pump, Automatic Garage Door Opener, In-Law Suite

Building

Water source
Municipal water
Sewer
Municipal sewage system
Security
Smoke Detectors

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level11'3'' x 17'7''
Sitting roomSecond level
3pc BathroomMain level8'3'' x 8'3''
Dining roomMain level12'5'' x 12'3''
OtherMain level17'6'' x 20'4''
KitchenMain level12'3'' x 11'3''
Mud roomMain level8'4'' x 12'7''
4pc BathroomSecond level8'5'' x 5'4''
BedroomSecond level11'4'' x 10'3''
BedroomSecond level12'2'' x 9'3''
KitchenSecond level12'5'' x 7'11''
3pc BathroomBasement11'4'' x 9'3''
Primary BedroomBasement11'9'' x 16'7''
Utility roomBasement11'8'' x 12'2''

Listing Information

MLS®
40850778
Listed
July 27, 2026
Time on market
On the market for 49 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX Twin City Realty Inc. · Data source: CREA DDF.

Description

LEGAL TWO-UNIT HOME WITH 3 BATHROOMS AND 2-CAR GARAGE IN A PRIME CENTRAL KITCHENER LOCATION! A beautifully maintained home. The main-floor unit is beautifully laid out and filled with character. A formal mudroom provides a welcoming and practical entrance from the garage, while the convenience of main-floor laundry adds to the functionality of the space. The flexible floor plan could be enjoyed as a one or two bedroom layout and two baths, one with Jetted tub, depending on your needs. A lovely covered porch provides the perfect place to sit, relax and enjoy this established neighbourhood, additional finished lower level living space, providing a family room, recreation area, home office or additional living space. The upper unit could be enjoyed as a one or two bedroom, 4 pc bath configuration and is complemented by a gorgeous private deck overlooking a mature, treed setting. A wonderful outdoor retreat that feels surprisingly peaceful for such a convenient central location. A rare 2-car garage with convenient inside entry, a significant advantage for a legal two-unit property in this central location. Upgrades include windows, doors, garage doors, soffit, fascia, furnace, central air conditioning, refinished hardwood floors throughout the main and second levels. Lift-up blinds and window coverings and all appliances are included. Minutes from Downtown Kitchener, you're close to the ION LRT, Kitchener GO Station, parks, restaurants, cafés, shopping, schools and everyday amenities. Excellent transit connections and walkability make commuting throughout Waterloo Region and beyond remarkably convenient. Whether you're looking to live in one unit and rent the other, accommodate extended family, create a multi-generational home, or own a Duplex, 32 Samuel Street delivers a combination that can be difficult to find: flexible living space, legal two-unit use, a 2-car garage, beautiful outdoor areas, mature surroundings and an outstanding central Kitchener location. (id:63159)

Values & Trends

This listing

$362/sqft

Building average

No other active listings in this building

212 - Downtown Kitchener/East Ward average

$425/sqft

33 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$446.22
Total monthly cost$3,542.50
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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