Property Type: Detached HouseOwnership: Freehold

3207 Shetland Road

Kelowna, BC V1V3B1

$995,000

5 bed3 bath2 parking2,518 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,516

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc Ensuite bathLower level8'4'' x 7'5''
BedroomAdditional Accommodation12'10'' x 9'6''
BedroomAdditional Accommodation12'10'' x 11'5''
KitchenAdditional Accommodation8'4'' x 14'
Living roomAdditional Accommodation13'3'' x 14'9''
Recreation roomLower level14'1'' x 27'1''
4pc BathroomMain level4'11'' x 7'7''
4pc Ensuite bathMain level7'4'' x 4'11''
BedroomMain level9' x 11'
BedroomMain level8'11'' x 11'3''
Primary BedroomMain level17'2'' x 13'
Dining roomMain level11' x 11'7''
Living roomMain level15'8'' x 12'
KitchenMain level10'11'' x 11'7''
FoyerMain level8'7'' x 9'

Listing Information

MLS®
10393027
Listed
June 29, 2026
Time on market
On the market for 63 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Exceptional walkout rancher with a legal suite in a prime location near UBCO. Enjoy easy access to UBCO, Kelowna International Airport, world-class golf courses, scenic hiking trails, and everyday amenities. The bright and functional main level features 3 bedrooms, 2 full bathrooms, and an open-concept living space designed to capture beautiful south-facing views. Downstairs, you'll find a spacious rec room offering flexibility for family living, a home gym, media room, or office space. The above-ground 2-bedroom legal suite provides an excellent mortgage helper or investment opportunity with plenty of natural light and private access. Recent updates include fresh landscaping, new carpets, and fresh paint, creating a move-in-ready home with great curb appeal. Complete with an attached double garage and ample living space for both homeowners and tenants, this property offers outstanding versatility in one of Kelowna's most convenient locations. (id:63159)

Values & Trends

This listing

$395/sqft

Building average

No other active listings in this building

North Glenmore average

$531/sqft

30 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Aberdeen Hall Preparatory School(Independent)K-121.5 km
Pearson Road ElementaryElementary2.6 km
Dr Knox Middle SchoolMiddle2.6 km
Rutland Middle SchoolMiddle2.8 km
North Glenmore ElementaryElementary2.9 km
Rutland Senior SecondaryElementary3.0 km
Rutland ElementaryElementary3.1 km
Kelowna Arts Academy(Independent)K-123.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Shetland Park413 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$796,000.00
Periodic payment — Principal & Interest (monthly)$5,135.52
Additional monthly expenses (strata, tax, utilities, etc.)$585.67
Total monthly cost$5,721.19
Interest paid over 5-yr term$228,135.89
Balance at end of term$716,004.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,078.32

Cash Needed at Closing

Minimum down payment$74,500
Estimated BC PTT$17,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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