Property Type: Detached HouseOwnership: Freehold

345 Fitzpatrick Road

Kelowna, BC V1X5C8

$1,030,000

6 bed3 bath6 parking2,715 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,338.15

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomBasement9'3'' x 11'
4pc BathroomBasement
4pc BathroomMain level
3pc Ensuite bathMain level
BedroomBasement10'0'' x 10'0''
BedroomBasement12'0'' x 10'0''
BedroomMain level9'8'' x 11'0''
BedroomMain level10'0'' x 10'0''
Primary BedroomMain level14'4'' x 11'3''
Dining roomMain level12'6'' x 13'0''
KitchenMain level17'9'' x 13'0''
Living roomMain level14'0'' x 12'6''

Listing Information

MLS®
10392796
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: LPT Realty ULC · Data source: CREA DDF.

Description

Rare opportunity to own this beautifully updated 6 bedroom, 3 bathroom family home in sought-after Rutland North, featuring over $100,000 in quality renovations. Offering 2,715 sqft of thoughtfully designed living space on a 6,566 sqft lot, this home combines modern style, exceptional functionality, and mortgage helper potential. The bright and inviting main level showcases a stunning renovated kitchen with quartz countertops, a large island, updated appliances, modern lighting, updated flooring, and stylish zebra blinds throughout. Extensive upgrades include a new roof 2020, central air conditioning 2021, hot water tank 2023, vinyl fencing, a covered carport, pergola, and more, providing peace of mind for years to come. The fully finished lower level features a 2 bedroom in-law suite with a separate entrance, offering excellent flexibility for extended family, guests, or mortgage-helper potential. Step outside to enjoy the fully fenced backyard, perfect for children, pets, and entertaining. With parking for up to 6 vehicles and excellent curb appeal, this property offers convenience both inside and out. Conveniently located just minutes from schools, UBCO, parks, shopping, public transit, and Kelowna International Airport, this move in ready home offers the perfect blend of space, quality updates, and income potential. Whether you're searching for a spacious family home or a smart investment, 345 Fitzpatrick Road is an exceptional opportunity not to be missed. (id:63159)

Values & Trends

This listing

$379/sqft

Building average

No other active listings in this building

Rutland North average

$515/sqft

84 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pearson Road ElementaryElementary1.1 km
Rutland Middle SchoolMiddle1.1 km
Rutland Senior SecondaryElementary1.3 km
Rutland ElementaryElementary1.5 km
Flex Academy(Independent)K-122.0 km
Kelowna Arts Academy(Independent)K-122.0 km
South Rutland ElementaryElementary2.3 km
Belgo Elementary SchoolElementary2.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Harris Park227 m
  • Chichester Wetland Park234 m
  • Edith Gay Park679 m
  • Sumac Park782 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($78,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$824,000.00
Periodic payment — Principal & Interest (monthly)$5,316.17
Additional monthly expenses (strata, tax, utilities, etc.)$497.51
Total monthly cost$5,813.68
Interest paid over 5-yr term$236,160.77
Balance at end of term$741,190.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$78,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,320.55

Cash Needed at Closing

Minimum down payment$78,000
Estimated BC PTT$18,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$98,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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