Property Type: TownhouseOwnership: Strata

3220 Hilltown Drive Unit# 22

Kelowna, BC V1V0C6

$929,000

2 bed3.5 bath2 parking1,551 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$279/mo
Annual property tax
$4,964.57

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Vinyl

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)
Waterfront
Other

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomLower level3' x 6'
2pc BathroomMain level
4pc Ensuite bathLower level
5pc Ensuite bathLower level
BedroomLower level10'2'' x 11'1''
Primary BedroomLower level13'6'' x 12'8''
Dining roomMain level16'4'' x 9'0''
KitchenMain level20'3'' x 8'4''
Living roomMain level16'4'' x 11'9''

Listing Information

MLS®
10393248
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Excellent opportunity to own your piece of paradise in the McKinley Beach Community. Unit 22 is a walkout rancher style with stunning lake & mountains views from main level and walkout level. Large, spacious upper sundeck with spectacular Okanagan Lake views! Covered lower deck, walkout from both lower bedrooms! This semi-detached townhouse features a custom spacious kitchen with stone counters, soft close cabinetry, full stainless steel appliance package, large centre island and four seat capacity bar. Open concept floor plan with large windows, glass patio slider overlook amazing views! Spacious Dining area opens to Living Room and boasts a gas fireplace, 2 piece bathroom with stone counters complete the main floor. The walkout basement features a large master bedroom with walk in closet, 5 pce ensuite & door to the patio. The second bedroom offers a 4 pce ensuite & rear door to patio area. Laundry room with full size washer and dryer. CD-18 TOURISM FOCUSED ZONING - NO RESTRICTIONS ON RENTALS, INCLUDING SHORT TERM WITH ABNB POTENTIAL! McKinley Beach user fee 0.15% of BC assessed value, paid annually for new Recreation Facility! Amazing, pristine beach and marina closeby on Okanagan Lake. Brand new private, for McKinley Beach residents Recreation facility includes state of the art Fitness ,Weights, Swimming Pool, Hot Tub, Tennis/pickleball courts, playground, garden, green space for community residents. EXCELLENT PROPERTY TO LIVE IN OR RENTAL INCOME IN MCKINLEY BEACH! (id:63159)

Values & Trends

This listing

$599/sqft

Building average

$476/sqft

1 active listing(s)

McKinley Landing average

$448/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle6.0 km
Aberdeen Hall Preparatory School(Independent)K-126.0 km
North Glenmore ElementaryElementary6.1 km
George Elliot SecondarySecondary6.1 km
Peter Greer ElementaryElementary6.6 km
Dr Knox Middle SchoolMiddle6.7 km
Davidson Road ElementaryElementary7.5 km
Watson Road ElementaryElementary7.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • McKinley Mountain Park479 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Other Listings in This Building

Other units currently listed in the same building. 3220 Hilltown Drive

View building profile →
Built 2022

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$743,200.00
Periodic payment — Principal & Interest (monthly)$4,794.87
Additional monthly expenses (strata, tax, utilities, etc.)$771.08
Total monthly cost$5,565.96
Interest paid over 5-yr term$213,003.26
Balance at end of term$668,510.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,621.56

Cash Needed at Closing

Minimum down payment$67,900
Estimated BC PTT$16,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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