Property Type: TownhouseOwnership: Strata

3425 Hilltown Drive Unit# 4

Kelowna, BC V1V2B5

$734,900

3 bed3.5 bath2 parking1,689 sqftBuilt 2025
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Amenities

Also listed: Whirlpool, Racquet Courts

Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$390/mo
Annual property tax
$3,385

Maintenance Fee Includes

GarbageManagement

Also included: Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Waterfront
Waterfront nearby

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomThird level10'7'' x 5'0''
BedroomThird level10'9'' x 8'8''
BedroomThird level10'7'' x 10'5''
OtherThird level6'9'' x 4'11''
5pc Ensuite bathThird level10'7'' x 5'0''
Primary BedroomThird level14'8'' x 9'2''
OtherLower level23'11'' x 21'9''
Utility roomLower level4'10'' x 8'1''
OtherLower level13'2'' x 14'8''
2pc BathroomMain level2'11'' x 5'8''
Dining nookMain level9'6'' x 10'0''
KitchenMain level13'1'' x 11'3''
Dining roomMain level8'2'' x 14'8''
Living roomMain level11'8'' x 14'8''

Listing Information

MLS®
10389484
Listed
May 29, 2026
Time on market
On the market for 94 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Welcome to The Pines at McKinley Beach, a fresh, energetic community in the heart of McKinley Beach. Perfect for first-time buyers, growing families, or investors, these contemporary townhomes combine efficient, livable design with a prime location just a short walk to Our Place Amenity Centre and the neighbourhood’s extensive trail system. Step inside to bright, open concept main living spaces, thoughtfully selected finishes, and flexible floor plans built for both everyday ease and lasting value. Each home features three bedrooms plus a versatile bonus room off the oversized double garage ideal for a home office, fitness space, playroom, or added storage. A low maintenance fenced yard adds extra convenience for kids and pets. At McKinley Beach, you’re not just buying a home, you’re stepping into a lifestyle. Residents enjoy exclusive access to Our Place Amenity Centre with a pool, hot tub, sauna, and gym, plus community favourites like a playground, community garden, pond, tennis and pickleball courts, basketball court, beach access, and scenic hiking trails. With Property Transfer Tax exemptions providing meaningful savings, The Pines is a standout opportunity to live and invest in the Okanagan. Come explore life at The Pines at McKinley Beach. (id:63159)

Values & Trends

This listing

$435/sqft

Building average

$432/sqft

1 active listing(s)

McKinley Landing average

$502/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle5.4 km
George Elliot SecondarySecondary5.6 km
Peter Greer ElementaryElementary6.0 km
Aberdeen Hall Preparatory School(Independent)K-126.3 km
North Glenmore ElementaryElementary6.5 km
Davidson Road ElementaryElementary7.0 km
Dr Knox Middle SchoolMiddle7.1 km
Ellison ElementaryElementary8.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$587,920.00
Periodic payment — Principal & Interest (monthly)$3,793.06
Additional monthly expenses (strata, tax, utilities, etc.)$755.66
Total monthly cost$4,548.72
Interest paid over 5-yr term$168,499.56
Balance at end of term$528,835.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,278.25

Cash Needed at Closing

Minimum down payment$48,490
Estimated BC PTT$12,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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