Property Type: Detached HouseOwnership: Freehold

324 Chester Rd

Qualicum Beach, BC V9K1B9

$1,395,000

4 bed3 bath5 parking1,448 sqftBuilt 1987
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Property Details

Property & Lot

Sub-type
House
Lot size
19,805 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,188

Interior

Heating
Baseboard heaters, Natural gas
Cooling / A/C
None
Fireplace
Yes (2)

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
StorageOther6'8 x 7'11
BathroomOther3-Piece
BedroomOther9'11 x 13'7
Living roomOther14'4 x 15'6
KitchenOther15'1 x 15'6
EntranceOther5'3 x 9'11
BedroomMain level14'9
Living roomMain level15'7 x 16'10
Dining roomMain level10'1 x 11'4
KitchenMain level10'7 x 13'3
Laundry roomMain level
BathroomMain level4-Piece
EnsuiteMain level3-Piece
Primary BedroomMain level13'4
BedroomMain level10'11 x 11'10
EntranceMain level5'1

Listing Information

MLS®
1047332
Listed
August 22, 2026
Time on market
On the market for 10 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Pkvl) · Data source: CREA DDF.

Description

TWO HOMES! One exceptional Qualicum Beach property! The .45 acre lot leaves room for multi generation families providing privacy plus connection. This 1481 square foot MAIN HOME is stunning, with 3 bedrooms, an open plan living room and dining room and multiple decks for outdoor enjoyment. A beautifully appointed kitchen and inviting living space create a seamless connection to the surrounding forest. The 680 square foot SECOND HOME is a beautiful one bedroom with a private location away from the main house. Both homes have secluded decks overlooking Beach Creek. Ideal for entertaining or quiet relaxation.This property is a short walk to the centre of town, restaurants, shops and a school. Check out the VIRTUAL TOUR! You will fall in love with this property! (id:63159)

Values & Trends

This listing

$963/sqft

Building average

No other active listings in this building

Qualicum Beach average

$617/sqft

69 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

9,303

(2021 Census)

+4% since 2016

Density: 517.4/km²

Dwellings: 4,763

Median household income: $76,500

After-tax: $69,000

Immigrant population: 20.4%

Top countries of origin (% of total population)

  • United Kingdom10.7% · 995
  • United States of America1.7% · 160
  • Germany1.1% · 105
  • Netherlands0.6% · 60
  • Philippines0.4% · 35
  • South Africa, Republic of0.3% · 30
  • India0.2% · 20
  • Jamaica0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Kwalikum SecondarySecondary346 m
Arrowview ElementaryElementary2.2 km
Qualicum Beach ElementaryElementary3.0 km
Oceanside ElementaryElementary5.7 km
Arrowsmith Independent School(Independent)Elementary6.0 km
Pass/Woodwinds AlternateSecondary7.1 km
Ecole Secondaire Ballenas SecondarySecondary7.3 km
Springwood ElementaryElementary8.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,116,000.00
Periodic payment — Principal & Interest (monthly)$7,200.05
Additional monthly expenses (strata, tax, utilities, etc.)$504.33
Total monthly cost$7,704.39
Interest paid over 5-yr term$319,848.81
Balance at end of term$1,003,845.61

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,846.60

Cash Needed at Closing

Minimum down payment$114,500
Estimated BC PTT$25,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$141,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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