Property Type: Detached HouseOwnership: Freehold

324 Phoebe Court

Kelowna, BC V1W3Y9

$1,849,900

6 bed5 full, 2 half bath2 parking5,694 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.29 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,096

Interior

Basement
Full
Heating
Forced air, See remarks, Other
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement5' x 9'
DenBasement8' x 10'
Primary BedroomMain level18' x 25'
6pc Ensuite bathMain level17' x 18'
BedroomMain level12' x 14'
KitchenMain level16' x 16'
Living roomMain level24' x 30'
Dining roomMain level9' x 13'
Dining nookMain level8' x 15'
2pc BathroomMain level4' x 8'
2pc BathroomMain level4' x 7'
Family roomBasement17' x 20'
Exercise roomBasement12' x 14'
Recreation roomBasement15' x 23'
BedroomBasement15' x 16'
BedroomBasement14' x 14'
BedroomBasement11' x 12'
BedroomBasement12' x 15'
KitchenBasement15' x 15'
OtherBasement10' x 12'
4pc BathroomBasement10' x 13'

Listing Information

MLS®
10388290
Listed
May 25, 2026
Time on market
On the market for 98 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Stunning Upper Mission Lakeview Estate on a Private 0.30-Acre Lot! Offering almost 5,700 sq. ft. of exceptional living space, this impressive home designed for luxurious family living and entertaining. Featuring 6 bedrooms and 5 bathrooms, this beautifully crafted home showcases timeless stone and stucco exterior with breathtaking lake, city, and mountain views. The expansive main level offers over 2,500 sq. ft., highlighted by soaring ceilings, floor-to-ceiling windows, heated floors, and a welcoming great room with cozy wood fireplace, all designed to maximize the views. The custom granite kitchen flows seamlessly into the open-concept living and dining areas. Retreat to the luxurious primary suite with deck access and lavish 6-piece ensuite with steam shower for two. Enjoy Okanagan living on the massive view deck, perfect for relaxing and entertaining. The lower level offers excellent flexibility with family room, rec room, gym, 4 additional bedrooms, and a second kitchen with separate entrance — ideal for extended family, guests, or nanny suite. Enjoy the private fenced yard, mature landscaping, and elegant rock water feature. Features include oversized garage, built-in vacuum, hot water on demand, two laundry areas, and sewer now connected — Yard is now perfect for a future pool. Located on a quiet Upper Mission cul-de-sac, just below Kettle Valley and close to schools, shops, restaurants, and amenities. Exceptional value for this size and location. (id:63159)

Values & Trends

This listing

$325/sqft

Building average

No other active listings in this building

Upper Mission average

$877/sqft

64 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chute Lake ElementaryElementary951 m
Lakeside School Kelowna(Independent)Elementary3.2 km
Anne McClymont ElementaryElementary3.8 km
Okanagan Mission SecondaryElementary3.9 km
Bellevue Creek ElementaryElementary4.1 km
Canyon Falls Middle SchoolMiddle4.2 km
Dorothea Walker ElementaryElementary4.6 km
de l'Anse-au-sableK-125.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Quilchena Park252 m
  • Jewel Park364 m
  • Tulameen Park368 m
  • Providence Park455 m
  • McCarren Park535 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($369,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,479,920.00
Periodic payment — Principal & Interest (monthly)$9,547.94
Additional monthly expenses (strata, tax, utilities, etc.)$1,043.00
Total monthly cost$10,590.94
Interest paid over 5-yr term$424,149.33
Balance at end of term$1,331,192.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$369,980
Stress test qualifying rate8.09%
Payment you must qualify for$11,380.07

Cash Needed at Closing

Minimum down payment$369,980
Estimated BC PTT$34,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$406,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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